Marii yandinofanira kuwana kuti ndidzivise kubhadhara mutero?
Haisi chokwadi kana uchifanirwa kufaira mutero kudzoka gore rino? Hezvino zvese zvaunoda kuti uzive.
Unogona kunge uri mubvunzo wakakosha kana usiri kuita mari yakawanda kudaro . Kana iri pazasi peimwe chikwereti chemari yegore negore , Zvinogoneka kuti haufanire kuzvipa . Nekudaro, kazhinji kunyangwe muzviitiko izvi pane zvimwe zviitiko zvinoda mutero kudzoka, senge inishuwarenzi yehutano yaunayo, ungave uri wega-unoshanda kana unokodzera kupihwa mari yemutero.
Marii yaunowana iwe usati wadikanwa kufaira mutero?
Huwandu hwemari iwe yaunogona kuwana usati wafanirwa kufaira mutero kudzoka ku IRS zvinoenderana newanano yako.
- Kana ikapihwa se vasina kuroora , Iwe haufanire kufaira mutero kudzoka kunze kwekunge yako yakazara yegore mari yaunowana $ 12,200 , kana $ 13,850 kana uri 65 kana kupfuura.
- Kana iwe uri kunyorera sewakaroora kumisikidza pamwe kana semurume akafirwa akafirwa, iwe unongo fanirwa kuzviita kana yako yakazara mari iri zvirinani $ 24,400 kana vaviri vakaroora vari pasi pemakore makumi matanhatu nemashanu ekuberekwa. Kana mumwe wako ane makore makumi matanhatu nemashanu kana kupfuura uye mumwe wacho asiri, haufanire kunyorera kunze kwekunge mari yako yawana zvirinani $ 25,700 . Uye kana vaviri vakaroora vaine makore makumi matanhatu nemashanu kana kupfuura, unogona kuwana kusvika $ 27,000 usati waendesa kunyorera.
- Kana iwe uri kunyorera yakaroora kufaira zvakasiyana, iwe unofanirwa kugara uchifaya yakawandisa mari inosvika madhora mashanu (kwete, iyo haisi typo!).
- Kana ikapihwa se musoro wemhuri , iwe unofanirwa kupa muhomwe yakazara mari inosvika $ 18,350 kana uri pasi pemakore makumi matanhatu nemashanu kana $ 20,000 uye zvimwe kana iwe uine makumi matanhatu nemashanu kana kupfuura.
Kana iwe uchinzi uri weumwe mutero unotsamira, pane zvakasiyana zvinodiwa, zvinosiyana zvichienderana nekuti iwe uri makumi matanhatu nemashanu kana kupfuura uye kuti wawana kana usina kuwana mari.
Marii yaunofanirwa kuwana zvichienderana nemaroo ekuroora?
Nekudaro, uri kuronga kuisa wega (pasina murume kana murume kana murume), vakaroora kumisikidza pamwe, vakaroora kumisikidza zvakasiyana, kana musoro wemba? Ngativaputsei vese.
Kuroora kana kuroorwa
Kana iwe usina kuroora uye uri pasi pemakumi matanhatu nemashanu, hushoma huwandu hwemari yepagore yaunowana yaunogona kuitisa iyo inoda kufaira mutero kudzoka iri $ 12,200 . Kana iwe uri makumi matanhatu nemashanu kana kupfuura uye waronga kuratidza seusina kuroora iyo shoma inokwira kusvika $ 13,850 .
Vakaroora uye kufairira kudzoka kwekubatana
uchaita marii kuhwina kana wakaroora uye faira faira rekubatana rinoenderana ne zera rako newawakaroorana naye , kazhinji kupeta zvakapetwa zvinoda munhu anzi haana kuroora. Kana vaviri vakaroorana vari pasi pemakore makumi matanhatu nemashanu ekuberekwa , Inofanira kukunda zvirinani $ 24,400 . Kana vaviri vakaroorana vane makore makumi matanhatu nemashanu kana kupfuura , unofanirwa kuwana shoma ye $ 27,000 . Kana mumwe chete wenyu ane makore makumi matanhatu nemashanu kana kudarika, govera mutsauko; unofanirwa kuhwina $ 25,700 .
Kufira murume akafirwa
Kana iwe uri murume akafirwa anokodzera (kureva kuti, mumwe wako akashaya mugore rino remutero) aine mwana akavimbika, iwe unogona zvakare kufaira pamwe chete seakaroora uye musiyano wezera uchiri kushanda: zvirinani $ 24,400 kana iwe uri pasi pemakore makumi matanhatu nemashanu, zvirinani $ 25,700 kana uri 65 kana kupfuura.
Vakaroora uye kufaira kwakasiyana kudzoka
Ivo vakaroora uye vanofaira zvakasiyana, zvinofadza, zvinongoda mari yakazara yemadhora mashanu kuti vadzorere mutero.
Mhuri shefu
kana iwe uchikodzera kuve chinzvimbo chemhuri uye urikutsvaga kufaira zvakadaro, unofanirwa kufaira mutero unodzoka kana iwe ukakunda $ 18,350 kana pasi pemakore makumi matanhatu nemashanu. Kana iwe uri makumi matanhatu nemashanu kana kupfuura, iyo nhamba iri $ 20,000 mune mari yakawanda.
Marii yaunofanirwa kuwana kana iwe uri wakavimbika?
Iwe unogona achiri kuda kufaira mutero kudzoka, kunyangwe kana iwe uchinzi unovimba, zvichienderana nezvinhu zvinoverengeka. Kune iyo yaunowana mari iwe yaunowana, iyo isina kuwanikwa iwe yaunowana (rimwe izwi remari yekungogara) uye mari yako yaunowana, uye zvidiki pane zvese izvi zvinotariswa nezera rako kana kuti uri bofu kana kuti kwete.
Kana iwe uri mumwe chete anovimba pasi pemakumi matanhatu neshanu uye usiri bofu, uchafanirwa kufaira mutero unodzoka kana:
- Iwe wakagadzira inodarika madhora chiuru nemazana gumi mumari isina kuwanikwa
- Iwe wakagadzira inodarika $ 12,200 mumari yawakawana
- Mari yako yawakakura yaive yakakura kudarika yeUS $ 1,100 kana yako yawakawana inosvika kumadhora 11 850 pamwe ne $ 350
Kana iwe uri mumwe chete anovimba neanopfuura makumi matanhatu nemashanu kana bofu, uchafanirwa kufaira mutero unodzoka kana:
- Iwe wakagadzira mari inodarika madhora mazana maviri nemazana manomwe nemakumi mashanu mumari isina kuwanikwa
- Wakatambira mari inodarika $ 13,850 mumari yawakawana
- Mari yako yawakakura yaive yakakura kudarika yeUS $ 2,750 kana yako yawakawana inosvika kumadhora 11 850 pamwe ne $ 2,000
Kana iwe uri mumwe chete anovimba ane ZIMBIRI zera makumi matanhatu nemashanu kana kupfuura uye bofu, iwe uchafanirwa kufaira mutero kudzoka kana:
- Iwe wakaita inodarika madhora mazana mana nemazana mana mumari isina kuwanikwa
- Iwe wakagadzira inodarika madhora zviuru gumi nezvishanu mumari yawakawana
- Mari yako yawakakura yaive yakakura kudarika yeUS $ 4,400 yemari yako yawakawana inosvika kumadhora 11 850 pamwe ne $ 3,650
Kana iwe uri wekuroora wakatarisana pasi pemakore makumi matanhatu nemashanu uye usiri bofu, uchafanirwa kufaira mutero kudzoka kana:
- Iwe wakagadzira inodarika madhora chiuru nemazana gumi mumari isina kuwanikwa
- Iwe wakagadzira inodarika $ 12,200 mumari yawakawana
- Mari yako yawakakura yaive madhora mashanu kana kudarika uye mumwe wako anoteedzera kudzoka kwakasiyana uye anonongedza kuderedzwa
- Mari yako yawakakura yaive yakakura kudarika yeUS $ 1,100 kana yako yawakawana inosvika kumadhora 11 850 pamwe ne $ 350
Kana iwe uri wekuroora unovimba pamusoro pemakumi matanhatu nemashanu kana bofu, uchafanirwa kufaira mutero unodzoka kana:
- Iwe wakagadzira inodarika madhora mazana maviri nemazana mana mumari isina kuwanikwa
- Iwe wakagadzira inodarika madhora zviuru gumi nezvishanu mumari yawakawana
- Mari yako yawakakura yaive madhora mashanu kana kudarika uye mumwe wako anoteedzera kudzoka kwakasiyana uye anonongedza kuderedzwa
- Mari yako yawakakura yaive yakakura kudarika iyo huru yemadhora mazana maviri nemazana mana kana mari yako yawakawana inosvika kumadhora 11 850 pamwe ne $ 1,650
Kana iwe uri wekuroora kana kuroorwa uyo ane ZVIRE makore 65 kana kupfuura uye bofu, iwe uchafanirwa kufaira mutero kudzoka kana:
- Iwe wakagadzira inodarika madhora zviuru mazana matatu nemazana manomwe mumari isina kuwanikwa
- Wakatambira mari inodarika $ 14,800 mumari yawakawana
- Mari yako yawakakura yaive madhora mashanu kana kudarika uye mumwe wako anoteedzera kudzoka kwakasiyana uye anonongedza kuderedzwa
- Mari yako yawakakura yaive yakakura kudarika yeUS $ 3,700 kana yako yawakawana inosvika kumadhora 11 850 pamwe ne $ 2,950
Iwe unofanirwa kufaira mutero kana iwe uri mudzidzi?
Vabereki vako vanogona kukutora semunhu anovimbika kusvika pazera remakore gumi nemapfumbamwe, kunze kwekunge iwe uchienderera mberi nedzidzo , mune iyo mamiriro ezvinhu ivo vanogona kukutora iwe seyakavimbika kusvika pazera remakore makumi maviri nemana. Kana vakati iwe semunhu anovimba naye, tarisa zvinodiwa nevanovimba zvataurwa pamusoro kuti uone kana zvichikwanirana navo zvakanaka. Kana zvirizvo, uchafanirwa kufaira mutero unodzoka.
Kunyangwe iwe usinga fanirwe kudzosa mutero, ungangoda kuiongorora. Zvichienderana nemamiriro ako ezvinhu, unogona kukwanisa kutora mari shoma kune epamusoro dzidzo mari kana kubvunza yakatarwa yemitero yezvikwereti seAmerican Mukana Chikwereti.
Nei Uchifanira Kuzivisa Mitero Yako?
Kunyangwe kana iwe usinga fanirwe kufaira mutero kudzoka nekuti yako mari yaunowana haigone iwo mashoma mahedheni , ungangoda kuzviita zvakadaro. Izvi zvinodaro nekuti iwe unogona kuve unokodzerwa nechikwereti chinodzoserwa.
Imwe yeakarasika zvikuru akadzoreredzwa makiredhiti ndeye Earned Income Mutero Kiredhiti ( EITC ), Yakagadzirirwa kupa ruyamuro kune vashoma uye vane mwero vateresi vemari. Ye2019, iyo kiredhiti inogona kuve yakakosha kusvika $ 6,431 .
Chimwe chikwereti chinodzoserwa ndeye Yekuwedzera Mwana Mutero Kiredhiti ( ACTC ). Gore rino, unogona kugamuchira kudzoserwa kwakaenzana ne15 muzana yemari yako pamusoro $ 2,500 , kusvikira $ 1,400 .
Maitiro ekupa
Vazhinji vateresi vane kusvika Muvhuro, Kubvumbi 15 kuisa yako 2019 mitero . Kana iwe uine yakapfava kudzoka, kwaunotora iyo yakajairwa kubviswa, iwe une mari W-2 , tora iyo EITC kana mutero wemutero wevana uye uine mari shoma uye chikamu chemari, ipapo ungangokodzera kuwana yemahara yemutero kudzoka.
Vazhinji vanogadzirira mutero, senge TurboTax uye H & R Kuvhara , ipa yemahara yekuchengetedza basa.
Disiki: Ichi chinyorwa chine ruzivo.
Redargentina haipe wezano repamutemo kana repamutemo, uye haina kuitirwa kutorwa sezano repamutemo.
Muoni / mushandisi weiri peji rewebhu anofanira kushandisa ruzivo rwuri pamusoro chete segwara, uye anofanira kugara achibata kune zviri pamusoro kana vamiririri vehurumende yemushandisi kuti vawane ruzivo rwepamusoro-soro panguva iyoyo, vasati vatora danho.
Zviri Mukati
- Marii yaunowana iwe usati wadikanwa kufaira mutero?
- Marii yaunofanirwa kuwana zvichienderana nemaroo ekuroora?
- Kuroora kana kuroorwa
- Vakaroora uye kufairira kudzoka kwekubatana
- Kufira murume akafirwa
- Vakaroora uye kufaira kwakasiyana kudzoka
- Mhuri shefu
- Marii yaunofanirwa kuwana kana iwe uri wakavimbika?
- Iwe unofanirwa kufaira mutero kana iwe uri mudzidzi?
- Nei Uchifanira Kuzivisa Mitero Yako?
- Maitiro ekupa