Ndinoita sei faira ini pandinobhadharwa nemari? .
Kunyangwe iwe uchibhadharwa nemubhadharo, kunanga dhipoziti dhizaini, kana mari, iwe unosungirwa zviri pamutemo kubhadhara federal uye nyika mutero wemari. Nepo vamwe varidzi vebhizinesi vachisarudza kubhadhara yavo vashandi vemari Kuti udzivise kubhadhara mimwe yemitero yako yemubhadharo gore rega rega, iyi tsika ine njodzi ine mhedzisiro yemari.
Zvakare, vashandi vazhinji vanowana matipi kana vanogamuchira chikamu chemubhadharo wavo nemari vanogona kusheedzera mari yavo. Vamwe havatombo taura zvizere zvavakawana.
Kana iwe uine rako bhizinesi uye uchigamuchira yakawanda yemari yako muhomwe, iwe uchafanirwa kuhaya accountant kuti ikubatsire iwe kumisikidza chaiyo mutero kuronga. Zvichienderana nesaizi yebhizinesi rako uye nezviyero zvezvaunoita, iwe uchafanirwa kuve unosanganisira seI LLC kana kuumba S mubatanidzwa. Kune zvayakanakira nezvayakaipira kune yega nzira yechiito.
Kana iwe uri mushandi wekupihwa achiwana yakawanda yemari yako muhomwe, iwe unofanirwa kukumbira waunoshandira nzira yakanakisa yekufaira mitero. Mazhinji maresitorendi ane komputa sisitimu iyo inokutendera iwe kuti uise huwandu hwemari matipi emari iwe yaunoda kutora seinobvisirwa mutero.
Iwe uchadzokorora kuita uku usati wapera wega wega wekutendeuka kwako. Kana iwe ukawana matipi sevalet yekupaka mushandi kana gorufu ngoro uye usina kugona kutora matipi ako zvemagetsi, chengeta yako yemari yawakawana mukati megore uye nyora iyo yakazara huwandu pane yako Fomu 1040 paunonyora yako yemitero yegore.
Kana iwe ukawana mari yako yese yemubhadharo uye usingagamuchire fomu W-2 kubva kune waunoshandira, uchafanirwa kukumbira fomu 1099-MISC kubva kune waunoshandira kana mupi wechibvumirano pakupera kwegore remutero. Iwe unozoshandisa iyi 1099-MISC kutora mari yawakagamuchira seyakagadzika kontrakta kana yawakawana semubereko kana mugove.
Waunoshandira kana mupi wechibvumirano anofanirwa kuteedzera iyo mari yavanokubhadhara iwe gore rese. IRS inopa zvirango zvakakomba kumabhizimusi anotadza kuzivisa anokodzera 1099 kubhadhara anodarika madhora mazana matanhatu kumushandi wega wega.
Kana iwe ukasagamuchira 1099-MISC kubva kune waunoshandira pakati paKukadzi zvichitevera kupera kwegore remutero riri kutaurwa, bata kambani uye ukumbire imwe. Ungangoda kuyeuchidza vakuru vako nezvemhedzisiro yekusaisa mutero.
- Hazvisi pamutemo kubhadhara mumwe munhu nemari, asi hazvisi pamutemo kuvabhadhara pasina kuteedzera mari uye kubhadhara mutero pairi.
- Kana iwe uri mushandi, iwe unofanirwa kutarisira kugamuchira iyo W-2 kubva kune waunoshandira panguva yemutero yekudzoka; Kana iwe uri akazvimirira contractor uyo akabhadharwa anodarika $ 600, iwe unofanirwa kutarisira a 1099-MISC .
- Kana iwe ukasagashira magwaro aya, chengeta iyo yemari uye unyore pasi semari dzakasiyana-siyana paFomu 1040, Chirongwa C.
Ziva mutsauko uripakati pekubhadharwa nemari uye kubhadharwa pasi petafura
Chekutanga pane zvese, zvakakosha kuti uzive kuti kugamuchira mubhadharo wemari hazvisi pamutemo, asi kugamuchira mubhadharo pasi petafura ndiko.
Ndeupi musiyano? Zvakanaka, kubhadharwa nemari zviri pachena zvinoreva kuti ivo vachakubhadhara iwe nemuviri dollah dollah mabhiri. Asi izvi zvinogona kutarisirwa zviri pamutemo kana wako waunoshandira achiteerera nemitemo yevashandi uye achinyatso kuteedzera kubhadharisa kwako mutero. Izvi zvinoreva kuti kana iwe uchinge wabhadharwa, ivo vanofanirwa kuchengeta zvinyorwa uye, zvichienderana nerudzii rwebasa rauri (zvimwe pane izvo muminiti), usarega mitero uye ubhadhare mushandi mutero, senge Social Security uye Medicare.
Kubhadharwa pasi petafura zvinoreva kuti uri kubhadharwa nemari uye waunoshandira haasi kuchengeta nzira, pamwe nekuti uri kuedza kuchengetedza mari uye nguva nekusafanira kuita zvese izvo zvinhu.
Paunotanga basa nyowani uye uchiziva kuti uchabhadharwa nemari, bvunza waunoshandira kana vachizoongorora mari yako uye vorega mitero. Izvi zvinokubatsira kuti unzwisise kana ivo vari pamusoro pebhawa kana kwete, uye zvinokubatsira iwe kuziva kugadzirira. Kana iwe uchifungidzira kuti waunoshandira ari kukubhadhara pasi petafura, ungangoda kukuyeuchidza nemutsa nezve zvingangoitika (kunyange ini ndinonzwisisa kuti izvi zvinogona kunetsa kana uchitanga basa idzva!).
Nzwisisa kuti uri mushandi worudzii
Kuziva kana iwe uchifungidzirwa semubatsiri akazvimirira kana mushandi kwakakosha mukusarudza kuti ndiani anofanirwa kuramba mitero yako uye magwaro api aunotarisira kana nguva yemutero yasvika.
Kunyangwe iyi iri grey nzvimbo (uye kana usina chokwadi, hazvikuvadze kutarisa neyeakaunzi), zvinowanzoitika kudzora kwakawanda iyo kambani ine pamusoro payo uye nemabatiro ainoita basa rayo.
Kana iyo kambani ikati riini, kupi uye sei maunoita basa rako, inokupa iwe maturusi aunoda kuti basa riitwe, inokupa chero mhando yemushandi mabhenefiti (senge anobhadharwa zororo), uye ichikupa iwe rinoenderera basa rinova rako sosi huru yemari. , iwe unogona kunge uchifungidzirwa semushandi we IRS. Semuenzaniso, kunyangwe basa remuhweta riine chikamu-chenguva, iwe unogona kunge uchiri kutorwa semushandi nekuti waunoshandira anokuudza iwe paunofanira kunge uri pabasa uye anokuraira maitirwo ebasa rako.
Kana iwe ukasarudza kuti riini uye sei kupedzisa chirongwa cheiri basa, ipa ako maturusi uye zvishandiso, uye uve nemukana wekukwezva vatengi vazhinji, iwe ungangove wakazvimirira kontrakta.
Mese munogona kubhadharwa nemari pabasa renyu, asi kana uri mushandi, mazhinji ebasa anowira pamushandirwi kuti arayire uye asabhadhara mutero, nepo kana uri kontrakta yakazvimirira, iro basa rinowira pamusoro pako. kubhadhara sezvo mari isingabatwe gore rese).
Chengetedza mari yemari gore rese
Pasinei nerudzi rwemushandi wauri, ita shuwa yekuteedzera nemazvo mari mukati megore. Ichi chi kunyanya Zvakakosha kana iwe uchifunga kuti waunoshandira haasi kuteedzera nenzira kwayo kana ari kuedza kutiza nekubhadhara pasi petafura.
Izvi zvinogona kuve zvakapusa sekuchengeta spreadsheet yekutarisa yako mari yemari nguva imwe neimwe yaunogamuchira. Ndinokurudzira kunyora pasi zuva racho, uyo akabhadhara iwe nemari yacho.
Kana iwe uri mushandi uyo anowana yakawanda yemari yako mari kubva kumatipi, wako waunoshandira anofanira kukuda iwe kuti uzviteedzere uye uzvitaure, sezvinodiwa ne IRS. Tarisa uone kana rako basa riine elektroniki system yekuburitsa mazano kumagumo kwekuchinja kwega kwega. Kana zvisiri, taura nemuridzi wako nezve mabatiro avanoita mwedzi nemwedzi. Kana vasina chavanoita, tevera iwe pachako. Hongu, zvinosemesa, asi zvinotsamwisa pane kuongororwa.
Kumbira waunoshandira W-2 kana 1099-MISC
Kana zvasvika panguva yemutero, iwe unofanirwa kutarisira kuwana W-2 kubva kune waunoshandira kana iwe uchifungidzirwa semushandi, kana 1099-MISC kana iwe uchifungidzirwa semubatsiri akazvimirira uye wakabhadharwa anodarika madhora mazana matanhatu chero nguva imwe chete. . mukati megore, kana iwe uchibhadharwa nemari, cheki kana kuendesa kubhangi.
Iwe unofanirwa kugamuchira aya mafomu egore rinotevera remutero naJanuary 31. Kana iwe ukasazvigamuchira, iyi inogona kunge iri imwe nguva yakanaka yekubvunza waunoshandira uye uchivayeuchidza nemutsa nezvezvirango zvekusatevera uye kunyora zvakanaka.
Kana wako waunoshandira achiramba uye achikuramba magwaro aya, unogona kufunga kuenda ku IRS kunovaudza kuti chimwe chinhu chiri kunyumwa chiri kuitika, asi ini ndinokurudzira kutarisa nemubatsiri accountant kutanga kuona kuti chii chiri kuitika chiri pamutemo chaicho. Asi iwe unogona zvakare kusarudza kuramba wakanyarara uye usapinda mune iyo nyonganiso, zvinonzwisisika! Zvisinei, vane imwezve sarudzo yekuita chokwadi chekuti havatore kudonha navo.
Rondedzera mari yako yemari semari yakawanda
Kunyangwe kana waunoshandira achiramba kumhan'ara zvakanaka kubhadhara uku, unofanirwa kuzvitaurira mari iyoyo iwe kuitira kuti kana ukazopinda munyatwa, iwe unogona kuratidza kuti wakabhadhara mitero yako zvakaenzanirana.
Neraki rako, raita kuti zvive nyore kwauri nekuchengeta yako yemari mari mukati megore. Iyi faira uye semari yakasanganiswa uchishandisa Fomu 1040, Chirongwa C .
Zviri Mukati