Ungawana sei mari kubva kukadhi rechikwereti? Paunenge uchida mari yechimbichimbi kana kubhadhara zvikwereti, bvunza kana zvichikwanisika kuitora kubva kiredhiti kadhi rako . Makambani mazhinji e Makadhi echikwereti iyo bvumira kuwana mari Kadhi rako kuburikidza ne mari pamberi .
Kunyange izvo zvingave zviri nyore mune piniki, kufambira mberi kwemari zvakare kune Zvimwe zvinokanganisa Izvo zvinofanirwa kutariswa. Saka usati washandisa kiredhiti kadhi rako kuwana mari, zvakakosha kuyera zvayakanakira nezvayakaipira.
- Makambani mazhinji emakadhi echikwereti anokutendera kuti utore mari kubva kukadhi rako kuburikidza nekufambiswa kwemari.
- Zvichienderana nekadhi racho, unogona kubvisa mari nekuisa muakaundi yebhangi, uchishandisa kadhi rako paATM, kana kunyora cheki iri nyore.
- Kufambira mberi kwemari kunogona kuva nechiyero che yakanyanya kufarira pagore iyo inotenga kana kuenzanisa kuendesa, uye mubereko unotanga kuwedzera nekukasira. Zvakare, ivo vanowanzo kuve nemhosva.
Ungawana sei mari kubva kuATM nekadhi rechikwereti?
Uri kunyatso kufunga nezve kutora mari pamberi? Isu tinokurudzira zvikuru zvakapesana, uye ramangwana rako pachedu rinogona kukutenda kana usinga. Asi kana iwe waita yako pfungwa, isu tinokufamba iwe kuburikidza nhanho yega yega maitiro pazasi.
- Funga nezve dzimwe sarudzo: Ini ndinotyira kurira ndichidzokorora, mari kufambira mberi haisi zano rakakura. Dzimwe sarudzo dzinosanganisira makadhi echikwereti ane 0% kutenga APR uye yakaderera APR yemunhu zvikwereti.
- Tarisa uone kuti kadhi rako rinobvumidza kufambiswa kwemari: tarisa yako kadhi mazwi, tarisa yako online padhibhodhi kana chirevo chemari yekumberi muganho, kana kufonera iyo foni nhamba kuseri kwekadhi rako rechikwereti kuti uzive.
- Tarisa mari yako yekumberi muganho: ita shuwa kuti iwe unoziva kuti ingani mari yaunogona kutora uchishandisa mari pamberi. Iwe unogona kazhinji kuona izvi pane chirevo kana iwe unogona kufona iyo nhamba yefoni iri kumashure kwekadhi rako. Panogona zvakare kuve nemazuva ese mari yekumberi muganho.
- Tsvaga kana kuseta PIN yako: inogona kunge yakauya nekadhi rako pawakaigamuchira mune tsamba. Zvikasadaro, iwe uchafanirwa kunge uchikumbira kubva kune iyo kiredhiti kiredhiti nekupinda muako kiredhiti kadhi account online kana nekufonera iyo foni nhamba kuseri kwekadhi rako. Zvinotora mazuva 7-10 ebhizinesi kumisikidza PIN.
- Nzwisisa mazwi uye mubhadharo wekufambiswa kwemari pakadhi rako: iyo Kufambira mberi kwemari kunogona kudhura, saka zvakanaka kuti uzive pamberi izvo zvauri.
- Funga nezve chirongwa chako chekubhadhara: Verenga paunobhadhara mari yekumberi uye woita masvomhu kuti uone kuti imarii yauchazobhadhara iyo mari yauri kugamuchira.
- Tora kufambiswa kwemari: Kana iwe wafunga kuenderera mberi nazvo (usataure kuti isu hatisi kuyedza kukugombedzera neimwe nzira!), Tsvaga ATM, isa kadhi rako, uye isa PIN yako paunokurudzirwa. Panzvimbo yekusarudza Kutarisa kana Kuchengetedza sezvaungawanzoita nemari yekumberi, iwe unofanirwa kukwanisa kusarudza imwe sarudzo, yakadai seCash Advance kana Kiredhiti Kadhi. Rangarira kuti iwe unogona kubhadhariswa mari yekushandisa iyo ATM (kuwedzera kune mari yekuchinjisa mari) kana iwe uri pane imwe netiweki pane yako yemari institution.
- Bhadhara mari yekukurumidza nekukurumidza sezvazvinogona: iwe unozotanga kuwedzera mari yemubereko ipapo, saka kana ukasatanga kubhadharisa kadhi ipapo, chikwereti chako chinogona kubuda mukutonga.
Mashandiro anoita Kadhi Kiredhiti Keshi Kufambira Mberi
Kazhinji, makadhi echikwereti anoshandiswa kutenga. Semuenzaniso, iwe unoshandisa kadhi pane rejista yemari kana kuisa iyo kadhi nhamba uye zuva rekupera kutenga zvinhu online. Paunenge uchitenga, yako iripo kiredhiti inoderedzwa nemari iyoyo kusvikira iwe wabhadhara kiredhiti kadhi bhiri.
Kiredhiti kadhi kufambira mberi kwemari kunoshanda zvakasiyana. Kana kadhi rako rikabvumira (uye kwete munhu wese achiribvumidza), unogona kuve nemuganhu wechikwereti pakutenga uye mumwe muganho wekufambiswa kwemari, iyo inowanzove yakaderera pane yako yekutenga muganho. Paunotora kufambiswa kwemari, iwe uri kukwereta mari uchipesana nemuganhu wechikwereti.
Pamusoro pezvo, kufambira mberi kwemari kunotanga kuwedzera mubereko nekukasira, kusiyana nekutenga, kwaunogara uine mazuva makumi maviri nemakumi matatu ezvenguva yekubhadhara account yako pasati patanga kufarira.
Pane nzira dzinoverengeka dzekutora mari pamberi, kusanganisira:
- Kumbira kuendeswa kwemari kubva kukadhi rako rechikwereti kuakaundi yako yebhangi
- Bvisa mari paATM
- Nyora cheki yakanakira iwe wozoiisa kubhangi
Iwe unofanirwa kuwana yako mari yekumberi muganhu nekutarisa yako achangoburwa kadhi rechikwereti. Kana iwe usingaione, unogona kufonera yako kadhi rechikwereti kambani kuti ubvunze kana kufambira mberi kwemari iri sarudzo nekadhi rako uye, kana zvirizvo, chii chako muganho.
Zvinoda marii kubvisa mari kubva kukadhi rechikwereti?
Kufambira mberi kwemari hakuna mahara. Iko kune akati wandei mitengo yekufunga kana uchitora imwe.
Kutanga, pane mari yekufambiswa kwemari
Iyi imari inobhadharwa nekambani kiredhiti kadhi kungoitira kuti zvive nyore kubvisa mari maringe nemari yako yekumberi. Inogona kunge iri mubhadharo wakadzika, senge $ 5 kusvika $ 10, kana muzana yemari iri mberi, chero chiri chikuru. Mari yacho inogona kusiyana kubva pakadhi kuenda kukadhi.
Iwe unogona zvakare kubhadhara mari yekuwedzera kana ukabvisa mari kubva kukadhi rechikwereti kuATM kana kubhangi bazi. Mari yekuwedzera yeATM inogona kushanda, kana iwe ungatofanira kubhadhara mari yeATM kuitira izvi zvirinani .
Chechipiri, APR
Chikamu chechipiri chemari yekumberi yemari inodhura equation ndeyegore muzana muzana chiyero. Muzviitiko zvakawanda, iyo APR yemari kufambira mberi yakakwira kupfuura iyo yenguva dzose APR yekutenga kana kuenzanisa kuendesa. Uye, sezvataurwa pamusoro apa, kufarira kunotanga kuunganidzwa nekukasira.
Izvo zvakakosha kuti uchengete mupfungwa kana iwe uchitsvaga yakachipa-nzira nzira yekuwana mari. Kuenzaniswa nechikwereti chepfupi-chemunhu wega, semuenzaniso, kufambiswa kwemari kunogona kupedzisira kwave nemari yepamusoro yakawanda.
Kadhi rangu rechikwereti richashanda paATM here?
Anenge makadhi ese echikwereti anotendera iwe kukwereta mari nemari yekufambira mberi, zvisinei, pamwe haisi zano rakanaka . Mushure mezvose, mubhadharo uye yakakwira mitero yemitero inzira huru kune vanopa kuti vaite mari, sezvaungaona mune uyu muenzaniso.
Tarisa chibvumirano chemubati wemakadhi chakauya nekadhi rako kuti uve nechokwadi. Kana iwe ukaona APR ye mari pamberi uye imwe mari yekufambisa mari , ipapo unogona kuwana mari pamberi nekadhi iro. Inogona kutarisa chimwe chinhu seichi:
Tarisa kiredhiti kadhi rako rechikwereti. Kana iwe ukaona imwe kiredhiti mutsara we mari pamberi kana mari yekumberi chikwereti , ndiyo huwandu hwemari yaunogona kutora. Izvo zvakakosha kuti uzive zvazviri kuitira kuti iwe urege kuyedza kutora zvakawandisa. Iyo kiredhiti muganho wekufambira mberi kwemari unowanzo kuve wakaderera pane yako kadhi kiredhiti muganho wekutenga nguva dzose.
Kana iwe usina kadhi rako rechikwereti mazwi kana chirevo chinobatika, unogona kufonera iyo foni nhamba kuseri kwekadhi rako kuti ubvunze kana yako account ichibvumidza kufambiswa kwemari uye muganho wako wechikwereti.
Zvikasadaro, sekureba sekunge uine chikwereti chakakwana chiripo, chinhu chega chingakutadzisa iwe kuwana mari yekumberi pakuenda ndeye kana iwe usingazive kadhi rako rechikwereti PIN.
Iwe unogona kunge wakagamuchira PIN pawakatanga kugamuchira kadhi rako rechikwereti idzva mutsamba, kana iwe unogona kunge wakave nesarudzo yekugadzira yako wega PIN online kana pafoni.
Kana kadhi rako rechikwereti riine chip uye PIN mashandiro (chip uye maPIN makadhi haasi epasirese muUnited States, asi akajairika muEurope), unogona kukwanisa kushandisa iyo imwechete PIN yaungazoshandisa pakutenga, kunyangwe iyo PIN yekumberi mari zvinogona kunge zvakasiyana. Bata mupi kuti uwane rumwe ruzivo.
Kana iwe usina chokwadi zvakakwana nezve yako PIN mamiriro, hapana chikonzero chekushushikana. Zvichienderana neanopa kadhi, iwe unogona kugona kupinda mune yako inoburitsa online account portal kana nharembozha kugadzira PIN, kukumbira PIN nyowani, kana kuona / kukumbira yako yazvino PIN. Ingo gara uchifunga kuti iko pakarepo kuwana kwako PIN kunogona kusakwanisika nekuda kwezvikonzero zvekuchengetedza.
Neimwe nzira, iwe unogona kugara uchifonera vatengi nhamba yefoni kuseri kwekadhi rako rechikwereti kuti ubatsirwe.
Haudi kuomesa kuti utore PIN yako? Iwe unogona kuwana kufambiswa kwemari nekushanyira bhangi rine chekuita neyako kiredhiti kadhi mupi (kunyangwe kuwanikwa kweiyi sevhisi kunoenderana neanopa). Iwe unozofanirwa kuratidza muchengeti kadhi rako uye rakakodzera hurumende rakaburitsa ID.
Zvikonzero nei kufambira mberi kwemari iri zano rakaipa
- Mari yepamusoro yekutengesa pamari pamberi: pa Kazhinji, iwe uchafanirwa kubhadhara muripo zvichibva pauwandu hwemari yakweretwa. Mazwi ari muchibvumirano chako chekadhi rechikwereti anowanzo taura chimwe chinhu senge $ 10 kana 5% yehuwandu hwemari yega yega kumberi, chero chikuru. Izvi zvinoreva kuti uchabhadhariswa mari yakati sandara ye $ 10 kana iwe uchikwereta inosvika kumadhora mazana maviri, kana 5% yemari yaunokwereta kana ukapfuura madhora mazana maviri.
- Hapana nguva yengoni: Paunotenga pamakadhi echikwereti mazhinji, kambani yemakadhi echikwereti haizotanga kubhadharisa mubereko ipapo ipapo. Kadhi rechikwereti mari pamberi rakasiyana. Paunokwereta mari kubva kukambani yako yemakadhi echikwereti, ivo vanobva vatanga kubhadharisa iwe mubereko, saka mari dzemari dzinowedzera nekukurumidza.
- Mutengo wakakwira wemitero: Kunyangwe isina kukwirira seimwe nzira, dzakadai sekubhadhara zuva rekubhadhara, iyo yegore muzana muzana (APR) pamari inofambiswa inowanzove yakakwira zvakanyanya kupfuura zvakajairwa kadhi rechikwereti. Around 25% haina kujairika. Rangarira, hapana nguva yenyasha. Ipapo iwe unozotanga kuchaja chimbadzo pane ino isinganzwisisike yakakwira mwero ipapo.
- Chiratidzo chakaipa chevanopa mari: Kana yako kiredhiti kadhi kiredhiti ikaona kuti urikushandisa kufambiswa kwemari, avo mhando dzenjodzi vanogona kukumaka semunhu akakwereta ane njodzi. Ndiko nekuti ivo vanoziva kuti vanhu vanoshandisa kufambira mberi kwemari kana vapererwa. Kana vakakuona uine njodzi, unogona kusakwanisa kuwana mitsara yakakwira yechikwereti kana mazwi akanaka nebhangi iri mune ramangwana. Ivo vanogona kana kuisa yakakwira chiero chemari kune yako muyero mune ramangwana, kana kuvhara account yako.
- Kuderedzwa kushandiswa kwechikwereti: Mari yako yekumberi yemari inowedzera kune yako kiredhiti kadhi chikwereti. Ichi chikwereti chinoratidza pamakadhi ako echikwereti. Muzhinji, zvakanyanya kiredhiti kadhi rako rechikwereti kana ichienzaniswa neyako yakazara kiredhiti kiredhiti, iyo yakaderera yako kiredhiti zvikoro. Kana iwe uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uchinge uu n n n p u m p u m p p p p.
Disiki: Ichi chinyorwa chine ruzivo.
Redargentina haipe wezano repamutemo kana repamutemo, uye haina kuitirwa kutorwa sezano repamutemo.
Muoni / mushandisi weiri peji rewebhu anofanira kushandisa ruzivo rwuri pamusoro chete segwara, uye anofanira kugara achibata kune zviri pamusoro kana vamiririri vehurumende yemushandisi kuti vawane ruzivo rwepamusoro-soro panguva iyoyo, vasati vatora danho.
Zviri Mukati
- Ungawana sei mari kubva kuATM nekadhi rechikwereti?
- Mashandiro anoita Kadhi Kiredhiti Keshi Kufambira Mberi
- Pane nzira dzinoverengeka dzekutora mari pamberi, kusanganisira:
- Zvinoda marii kubvisa mari kubva kukadhi rechikwereti?
- Kutanga, pane mari yekufambiswa kwemari
- Chechipiri, APR
- Kadhi rangu rechikwereti richashanda paATM here?
- Zvikonzero nei kufambira mberi kwemari iri zano rakaipa
- Maitiro ekunyorera kweWalmart kiredhiti kadhi
- Mari zvikwereti zveSpanish muUnited States
- Ungawana sei rezinesi rekuchengeta vakwegura? - Zvese pano
- Maitiro ekurenda imba isina chikwereti muUSA?
- Marii yandinoda kutenga imba?
- Kana ndikasashandisa kadhi rangu rekubhengi, ndinobhadhariswa here?