Maitiro ekurenda imba isina chikwereti muUSA? . Yakazosvika iyo USA uye ane zvinyorwa zvinoshanda uye pamwe kunyangwe basa . Zvino iwe unongoda pekugara, asi hauna chikwereti kuratidza muridzi wayo mune ramangwana. Semunhu anobva kune dzimwe nyika kana mubati wevisa, unogona kunge uchinetseka sei kuwana furati isina chikwereti .
Pazasi, isu tinotarisa pane dzimwe sarudzo dzako uyezve tione kuti chikwereti chako chingave sei mhinduro kwayo kwauri.
Hedzino 9 nzira dzekurenda pasina nhoroondo yechikwereti
1. Tsvaga muridzi wepachivande
Wati wamboona here mazwi mafurati emaroja asina cheki yechikwereti kana muridzi wepachivande asina cheki yechikwereti mune yako yemuno kana epamhepo kushambadzira? Iri zvirokwazvo basa remuridzi wemba akazvimiririra, anoshuvira kuzadza zvivakwa zvake nemaroja kurerutsa mutoro wezvemari yemendenenzi, zviwanikwa, uye mutero wepfuma. Uye chako chaunoda chinoenzana kune yakachinjika kiredhiti keti yekutarisa mitemo yako.
Makambani manejimendi manejimendi uye masangano emakondoni angangotarisa cheki yechikwereti kune anenge achinyorera uye voisa mvumo yavo kana kusatendera chete pane urwu ruzivo . Nekudaro, varidzi vega vanogona kunyanya kuregerera . Kufarira kwavo kuve roja kwako kunogona kureva kuti ivo vanodisa kukanganisa pane yako kushaya nhoroondo yechikwereti. Iwe ungangodaro usingawane cheki cheki mafurati munzira iyi.
2. Kumbira mumwe munhu ane chikwereti chakanaka kuti ave wako anosaina
Muchiitiko chekuti iwe usingakwanise kupa yakanaka kiredhiti nhoroondo, zvingave zvakakodzera kukumbira hama, sababa vako kana mukoma, kuti ave wako anosaina-kusaina. Ehezve, wako-co-signer anozofanira kuve neakanaka nhoroondo yechikwereti kuti ubatsire chako chikumbiro kupfuura mutsara, asi ramba uchifunga kuti haafanire kugara newe.
Kusainirana kwakabatana kunongoreva kuti kana iwe usingakwanise kubhadhara rendi, wako anosaina anozove nebasa rekuvhara izvi mari. Kusaina pamwe chete hachisi chinhu chinofanira kutorwa zvishoma. Ita shuwa kuti yako yekubhadhara mari inogara iri panguva yekurega kurega mudiwa achimhanyisa kubhadhara chikwereti chako.
3. Tsvaga wekugara naye nechikwereti chakanaka.
Kana iwe usingakwanise kuwana co-signer, kana kusarudza kusadaro, rinotevera rinobatsira danho rinenge riri rekutsvaga waunogara naye uve neakanaka nhoroondo yechikwereti. Bonus inonongedza kana iye atove neimba yekureji!
Varidzi vedzimba, vangave vari vega kana bhizimusi hombe, vanogona kubvumidza kunyorera kwako zvichibva pamubhadharo wako wakabatanidzwa, pamwe neako waunogara naye chikwereti chiyero.
4. Kumbira kubhadhara zvakanyanya kumusoro
Kunyanya muchiitiko cheiye wega muridzi wemba, iwe unogona kukwanisa kupfuura mutsara nekupa kubhadhara yakawanda yemari yako kumberi, ingave yekuwedzera mwedzi rendi kana bhonasi hombe. Izvi hazviratidzi chete muridzi wemba kuti iwe unokwanisa mune zvemari, asi kuti uri kushinga pakuhaya chivakwa uye hautye kuisa mari yako pane yako muromo.
Ehe, zvakakosha kuti iwe uve nemari iripo kuti ukwanise kufambira mberi. Zvakare, usafunge kuti izvi zvinokupa kubuda mukadhi rejeri. Ita shuwa kuti iwe unobhadhara reti yasara panguva kana kutanga, uye usambononoka.
5. Ratidza humbowo hwemari
Kana iwe usina chikwereti uye usingakwanise kuwana wekusayina-kana kusaina waunogara naye nechikwereti chakanaka, saka zvese hazvina kurasikirwa. Unogona kukwanisa kuratidza humbowo hwemari kuna muridzi wemba kuti upe humbowo hwekuti iwe unogona kubhadhara mari yemaroja kweinenge ramangwana rinotaridzika.
Ramba uchifunga kuti varidzi vedzimba vanowanzo kuve vachitsvaga mari iyo iri kakapetwa kaviri kana katatu kudarika zvavanokumbira rendi. Zvakare, kana iwe uine zvinhu kana mari mukuchengetedza, ive shuwa kutaura izvo futi.
6. Kumbira kuenda nekukurumidza sezvazvinogona
Imba isina chinhu inodhura varidzi vedzimba mari yakawanda sezvo mwedzi wega wega zvinoreva kuti vari kurasikirwa neinogona kuwana mari. Kupa kuti upinde ipapo ipapo kunogona kubatsira kugonesa muridzi wemba kuti akupe iyo furati. Vanozokwanisa kuwana mari yekurenda zvakare mangoti risi yavo yatanga pachinzvimbo chekumirira muridzi akakwana aine chikwereti chakakodzera chikwereti.
7. Kumbira chibvumirano chemwedzi-kusvika-mwedzi
Chibvumirano chemwedzi nemwedzi chinopa kuita kwakasiyana kune vese muridzi wemba uye roja. Hapana akavharirwa muchibvumirano chakareba. Muridzi wemba anogona kunge asingade maneja ane hukama nechibvumirano chemwedzi-kusvika-mwedzi, saka anogona kukumbira mubhadharo wakakwira wemwedzi werenti. Asi ivo vanowana imwe mari uye sarudzo yekumisa dhizaini panongopera mwedzi.
8. Bhadhara rendi yemwedzi wako wekutanga pamberi
Varidzi vanonyanya kumhanyisa bhizinesi uye bhizinesi rega rega rinoda kubuda kwakanaka kwemari. Ipa kubhadhara mwedzi mishoma yekutanga yerenda pachine nguva. Muridzi wemba anotora chikumbiro chako zvakakomba.
9. Ipai hombe kuchengetedzeka dhipoziti kana rendi dhipoziti
Iri izano rakanakisa uye rinoshanda kwazvo pamaitiro ekuwana imba isina chikwereti. Govera kubhadhara a kuchengetedzeka dhipoziti chikuru (aka rental deposit). Izvi zvicharatidza mari yako uye utaure kuzvipira kwako kumuridzi. Muridzi achavewo nechengetedzo kana akazopedzisira asina kubhadhara. Sezvo chikamu chikuru cheanjodzi yemuridzi wemba chakadzikiswa, zvingangoita kuti izvi zvimuitise kuti akupe imba, kunyangwe akashaya chikwereti.
Kakawanda mibvunzo
Ini ndinowana sei co-signer?
Kana mumwe munhu akabvuma kusaina-chibvumirano chako chekurenda kwauri, idanho hombe sezvo ivo vachibvumirana kubhadhara bhiri kana iwe ukatadza kusangana neyako yekubhadhara mari. Naizvozvo, kana uchitsvaga wekusaina-kusaina, zvakanakisa kutaura chete neavo vauine hukama hwepedyo uye nekuvimba navo, senge mubereki kana hama.
Ndeupi rudzi rwechikwereti mamakisi iwe waunoda kurenda imba?
Kunyangwe dzimwe nguva usingakwanise kuwana cheki cheki dzimba, mune dzakawanda zviitiko iwe unenge uchida chikwereti cheinenge pakati pe600 ne620. Pakati nepakati, zvikwereti zvakawanda zvinowira pakati pe600 ne750. Chikamu che700 kana kupfuura chinoonekwa sechakanaka uye chero chinhu mazana masere kana kudarika chakanakisa.
Ndingaite sei kuti ndiwane imba isina mari?
Kana iwe uri kutsvaga kurenda imba isina humbowo hwemari kana nhoroondo yechikwereti, mubatsiri-kusaina kana waunogara naye ane mari inokwana uye nhoroondo yechikwereti inozodiwa. Nekudaro, wako wekusayina-pamwe angangoda kunyorera uye nekupa magwaro ekusimbisa muhoro wako.
Unogona kuroja furati ine mamakisi emakiromita mazana mashanu?
Kana muridzi wemba asina hanya nechikwereti chemunhu anenge achikumbira, saka zvinokwanisika kuroja dzimba pasina cheki yechikwereti ine chikwereti chakaderera pane mazana mashanu. Zvisinei, kana zvisiri izvo, saka humbowo hunogamuchirwa hwemari, kana iwe unogona unoda co-signer kana waunogara naye ane yakakwira kwazvo chikwereti.
Zano rekupedzisira
Kurendesa imba kana furati isina nhoroondo yechikwereti kunogona kuunza dambudziko, asi zvinokwanisika. Kune dzimba dzisina cheki yechikwereti, tsvaga dzinopihwa nevaridzi voga, sezvo vachigona kurerutsa nhoroondo yechikwereti. Iwe unogona zvakare kusimbisa yako yekurenda kunyorera nekukumbira mumwe munhu ane yakanaka kiredhiti kuti ave wako co-signer, kutsvaga waunogara naye ane yakanaka kiredhiti, kupa kupa kubhadhara yakawanda mari kumberi, kana kuratidza humbowo hwemari yakakwana, zvinhu, kana kuchengetedza.
Disiki: Ichi chinyorwa chine ruzivo.
Redargentina haipe wezano repamutemo kana repamutemo, uye haina kuitirwa kutorwa sezano repamutemo.
Muoni / mushandisi weiri peji rewebhu anofanirwa kushandisa ruzivo rwuri pamusoro chete segwara, uye anofanira kugara achibata masosi ari pamusoro kana vamiriri vehurumende yemushandisi neruzivo rwepamusoro-soro panguva iyoyo, vasati vaita sarudzo.
Zviri Mukati
- Hedzino 9 nzira dzekurenda pasina nhoroondo yechikwereti
- 1. Tsvaga muridzi wepachivande
- 2. Kumbira mumwe munhu ane chikwereti chakanaka kuti ave wako anosaina
- 3. Tsvaga wekugara naye nechikwereti chakanaka.
- 4. Kumbira kubhadhara zvakanyanya kumusoro
- 5. Ratidza humbowo hwemari
- 6. Kumbira kuenda nekukurumidza sezvazvinogona
- 7. Kumbira chibvumirano chemwedzi-kusvika-mwedzi
- 8. Bhadhara rendi yemwedzi wako wekutanga pamberi
- 9. Ipai hombe kuchengetedzeka dhipoziti kana rendi dhipoziti
- Kakawanda mibvunzo
- Zano rekupedzisira