Zvinodiwa kuti utenge imba muUSA . Gore rega rega zviuru zvevatorwa zvinotenga zvivakwa muUnited States. Isu tinovimba mutungamiriri uyu anoshanda seyemuno ruzivo, iwe uchinobvunza kune ane ruzivo mumiririri uye timu kuti ikubatsire iwe zvakanyanya.
Chii chandinoda kutenga imba muUnited States?
Maitiro mashandisiro emitengo yezvivakwa anoitwa muUnited States anogona kusiyana nenyika yako yekumba. Dunhu rega rega rinewo marongero emitemo mune zvese zvinoitika, saka zvinokurudzirwa kuti uunganidze timu ine ruzivo yevatengesi, magweta, vatengesi vezvikwereti, uye maakaundendi kuti vabvunze munzira. Zvichida misiyano mitatu inonyanya kukosha muUnited States ndeiyi inotevera:
- MuUnited States, vashandi vezvivakwa vanogovana ruzivo nezve iyo chivakwa. Vatengi, senge iwe, vanogona kuwana mazhinji eakafanana ruzivo vachishandisa real estate saiti senge Zillow . Munzvimbo zhinji dzepasi, vamiririri vanochengeta zvinyorwa uye vatengi vanofanirwa kuenda kubva kumumiriri kuenda kune mumiriri kunotsvaga uye kuenzanisa zvivakwa.
- MuUnited States, mutengesi ndiye anowanzobhadhara mumiririri mari yacho (kureva komisheni yekutengesa) . Mune dzimwe nyika zhinji, iwe ndiwe unenge uchizobhadhara mumiririri kuti aongorore zvivakwa nekukuratidza.
- MuUnited States, vatengesi vezvivakwa vanoda rezinesi rekushanda. Mitemo yelayisensi yenyika yega yega inosiyana maererano nezve ruzivo rwechi rezinesi. Tarisa nyika nemirau yayo kuti uwane rumwe ruzivo.
Vatorwa vanogona kutenga chero chero mhando yemidziyo muUnited States (dzimba dzemhuri-imwe chete, makondomu, zvakapetwa, katatu, quadruplexes, dzimba dzemataundi, nezvimwewo) . Zvako zvingasarudzwe ndezvekutenga makoporasi kana emubatanidzwa emakambani.
Chekutanga nhanho
Usati watanga kutsvaga kwako kwepfuma, zvakakosha kuti uzive zvaunoda imba ino:
- Kuzororo?
- Ndichiri kuita bhizinesi muUnited States?
- Yevana vako, ivo vachienda kukoreji muUnited States?
- An Investment?
Mhinduro dzemibvunzo iyi dzinotungamira kutsvaga uye kutengesa.
Maitiro
Zvinodiwa kutenga imba. Matanho akajairwa, maitiro, uye ruzivo rwekutenga zvivakwa muUnited States zvakati siyanei nedzimwe nyika zhinji:
- Inoita chipo uye inokwevera chibvumirano.
- Mutengesi anokupa magwaro ekuburitsa pachena, runyorwa rwekutanga, makopi emishumo yeguta, uye chero magwaro emuno.
- Iwe unoisa imwe huwandu hwemari kune mutengo wekutenga. Ndipo paunoshanda nebhangi (kana vamwe vakweretesi) kuti uwane chikwereti.
- Kuvhara uko kunogona kuitika muhofisi yegweta kana nemumiriri wescrow kukambani ine zita. Dzimwe nguva, mutengi nemutengesi vanosaina magwaro ekuvhara zvakasiyana. Muzviitiko zvese, ronga kusaina akawanda magwaro pakuvhara. Uyezve tarisira kubhadhara mari yekuwedzera yezita uye kutsvaga kweinishuwarenzi, mubhadharo wepamutemo, uye mari yekunyoresa iyo inowedzera imwe 1-2.25% kune yakazara yekutengesa. Saka pamusha we $ 300,000, zvinoshanda kune imwe $ 3,000 zvirinani.
Unogona kana ungade kuenda kuUS kunovhara. Panyaya yeiyo yekupedzisira, iwe unofanirwa kusaina Simba reGweta, kwaunopa mvumo kune mumwe munhu kuti akumiririre nekusaina akamirira iwe.
Kutsvaga mumiriri wezvivakwa
Kuti uwane mumiriri wako akakwana, iwe uchazoda kuita zvinotevera:
- Kumbira zvinonyorerwa kubva kune shamwari dzaunovimba kana shamwari.
- Tsvaga Webhusaiti
- Tsvaga real estate madhairekitori
- Tarisa kuti mumiriri ane rezinesi. Anogona kutakura Certified International Property Nyanzvi Kusarudzwa ( MAPI ), zvinoreva kuti iye akatora mamwe makosi. Bheji rako rakanakisa ndere kutsvaga varidzi vepasi rose vanozivikanwa kuti vabatsire vekunze kutenga dzimba.
- Tarisa mareferenzi uye ongororo.
Unogona zvakare kuda kutsvaga real estate gweta . Iye anokwanisa kuongorora chibvumirano chekutengesa chako, ongorora zita racho nemamwe magwaro ane chekuita nekutenga kwako, uye nekukupa zano pane zvemutemo nemitero zvine chekuita nepfuma yako.
Maitiro ekuwana mari
Nemitero yemitero yakaderera, vazhinji vatengi vepasirese vanosarudza kubhadharira kutenga kwavo. Kune rimwe divi, vashoma vanopa mari muUnited States vanopa zvikwereti zvemusha kune vatengi vekunze. Izvo zvese ndezve kutsvaga mukweretesi chaiye.
Tarisira kuti ndiani, mari, uye nhoroondo yechikwereti kuti zviongororwe zvakakwana. Ziva zvakare kuti vanokwereta vekunze vanobhadhara zviyero zvishoma zvishoma kupfuura vagari vemuUS.
Kuti ukunde chibvumirano chakanakisa, iwe uchazoda kuve nezvinotevera kuitira.
- Mumwe Mumwe Muteresi Kuzivikanwa Nhamba ( ITIN ), iyo inopihwa kune vekune dzimwe nyika vanoshanda kwenguva pfupi kana kugara kwenguva pfupi muUS.
- Angangoita maviri mafomu ekuzivikanwa, senge pasipoti inoshanda uye rezinesi rekutyaira. Zvichienderana nenyika, vamwe vatengi vanofanirwa kuratidza B-1 kana B-2 (mushanyi) vhiza.
- Zvinyorwa zvekuratidza kukwana mari.
- Zvinyorwa zvebhangi zvemwedzi mitatu.
- Tsamba dzereferenzi kubva kubhangi rako kana zvikwereti zvikwereti.
- Mazhinji emabhangi anoda vakweretesi vekunze vanokwanisa kubhadhara makumi matatu muzana ezvekukosha kwemusha semberi. . Izvi zvinogona kuve nemari, kunyangwe zviwanikwa zvemari zvinodarika zviuru gumi zvemadhora zvichinzi kuhurumende yemubatanidzwa kuti vaone kuti mari iyi yakawanikwa zviri pamutemo. Mari yechikwereti inosiyana nemabhangi mazhinji anoda kuti uve neinenge zviuru zana muaccount yako, nepo vamwe vachiganhurira zvikwereti kumiriyoni imwe kana maviri.
Ose anovimbika emabhangi eAmerica anopa akasiyana siyana akachengetedzeka uye anodhura mamogeji, kusanganisira zvikwereti zvisina mubereko zvevaMuslim.
Mitero
Unogona kupedzisa kubhadhara maviri marudzi emitero pane iyo chivakwa:
- Kunyika yako yekumba, zvinoenderana nekuti nyika yako ine chibvumirano chemutero neUnited States here. Bvunza gweta remutero rinoziva chibvumirano munyika yako yekumba kuti utungamirirwe.
- KuUnited States kuUnited States mutero wemari pane chero mambure mari yaunowana kubva kune yekurenda chivakwa. Iwe uchabhadhara nyika uye fesheni fizi.
Huwandu hwemitero yezvivakwa hunosiyana nedunhu nedunhu Kubva pamazana mashoma emadhora kusvika kuzviuru zvemadhora pagore, zvinoenderana nenzvimbo uye kukosha kweiyo pfuma. Zvichienderana nenyika yavakaberekerwa, vamwe vatengi vekunze vanoona mitero iyi yakakwira, vamwe vanovakodzera senge yakachipa. Manhattan dzimba dzemitero dzinodhura kusiyana neLondon neHong Kong.
Paunenge uchinge wabvumidzwa chibvumirano
ku) Kuongorora kwekumba: Uyu ndiwo mukana weMutengi wekuita yega uye yega yekutarisa yakakosha kuMutengi. Ive neshuwa yekukurukura iyo YeMutengi Yekutarisa Period neako mutengi wemutengi paunenge uchinyora iyo yekutenga yekutenga.
Nguva yekutarisa yemutengi inotanga pakugamuchirwa kwechibvumirano uye inopera sezvakaratidzwa muchibvumirano chekutenga. Nguva yakajairika yekuongorora mazuva gumi nemana mushure mekugamuchirwa kwechibvumirano. Pashoma, Mutengi achaodha uye akamboita nyanzvi yekuongorora imba. Izvi zvinowanzobhadharwa nemutengi. Chero chipi chinodiwa kugadzirisa chinotauriranwa pakati pemutengi nemutengesi.
b) Kuongorora kwehuni zvinogona kutora nzvimbo panguva ino kana chitupa chakapihwa nemutengesi (izvi zvinogona kusiyana pakati penyika)
c) Kutungamira-kwakavakirwa pendi: izvi zvakare, kana zvichidikanwa, zvinofanirwa kuitwa panguva ino kana imba yakavakwa pamberi pa1978 (izvi zvinogona kusiyana pakati penyika)
d) Kuongorora: Izvi zvinoitwa nekambani yemubhengi / mukweretesi kuti uve nechokwadi chekuti chivakwa chakakosha huwandu hwemari yauri kukwereta.
Vhara chibvumirano:
a) Aya ndiwo maitiro anoendesa hunza hwePfuma uye Chinyorwa uye Mari kubva pakutengesa kuenda kumapato akakodzera. Izvi zvinopesana pakati penyika - realtor / mumiriri wako anokuzivisa iwe nezve chaiyo nzira uye mapato anobatanidzwa.
Makorokoto!
a) Yekutengesa zvivakwa izere uye inguva yekupinda mumusha wako mutsva!
Zviri Mukati