Kuchenesa mazino kunodhura zvakadii pasina inishuwarenzi? . Iyi inotevera mitengo yekufungidzira akajairwa mabhenji. Iwe unozofanirwa kuwana mitengo kubva kune vanopa vemuno kune chero masevhisi auri kufunga.
Kuongorora kwegore negore kana kaviri
Kuongororwa kwemazino kwegore negore kunowanzo sanganisira kuchenesa mazino uye kuongorora kwechava, chirwere chemazino, uye mamwe matambudziko emumuromo. X-ray (radiographs) uye kumwe kuongororwa kunogona kuve chikamu chekugadzwa futi uye kuwedzera mutengo.
Chiremba wemazino kana wehutsanana anogona zvakare kukurukura nezvetsika dzako dzemukanwa, kuita kurudziro yekuchinja mararamiro kana maitiro ekushambadza, uye kupindura mibvunzo yako [4].
- Kutanga kugadzwa kwemazino (mukuru): $ 115 - $ 301 +
- Biannual Adult Dental Kugadzwa: $ 96 - $ 250 +
- Bi-gore negore kugadzwa kwemazino kwevana: $ 80 - $ 208 +
Kuchenesa mazino uye matanda ekudzivirira
Kuchenesa mazino, dzimwe nguva kunonziwo prophylaxis, kunosanganisira kubvisa plaque, tartar, uye makwapa kubva mumazino, uye zvinowanzoitwa sechikamu chegore kana biannual mazino ekuongorora.
Fluoride kurapwa [9] uye dental sealant [10] inogona kubatsira kunonoka kuora kwemeno uye mamwe mabasa anogona kukurudzirwa kana kuitwa panguva yegore yekuongorora mazino.
- Mazino evakuru kuchenesa: $ 63 - $ 164 +
- Kuchenesa Mazino evana: $ 47 - $ 122 +
- Fluoride kurapwa: $ 24 - $ 63 +
- Sealant (pazino): $ 36 - $ 95 +
Maitiro ekuongorora maitiro
X-ray inowanzozivikanwa semazino X-ray. Bitewing rudzi rwakajairika rwemazino X-ray iyo inoratidza zino pazasi uye pamusoro pegum mutsara uye inogona kubatsira kuongorora chingamu chirwere uye maburi pakati pemeno. Kazhinji, mapapiro mana ekurumwa anotorwa seyakagadzika.
- Yakazara kubowa x-rays (mana mafirimu): $ 44 - $ 116 +
- Kuruma kwakasarudzika X-ray (mafirimu maviri): $ 32 - $ 82 +
Inguvai uye kangani iwe yaunoda X-rays zvinoenderana nachiremba wako wemazino, mamiriro emuromo wako, zvave kwenguva yakareba sei kubvira pawakave kuna chiremba wemazino, uye mhando dzekunetseka kwauinako.
Dzidza nezve izvo zvinodhura zveimwe yakajairika mazino maitiro senge anotora mazino uye kuzadza.
Maitiro Ekurapa Mazino Akakosha?
Sei uchinetsekana neyakajairika mazino kutarisirwa? Haugone kuenda kuna chiremba wemazino kana iwe uine kurwadziwa kwemeno kana matambudziko ekutsenga? Chokwadi, unogona kuenda kuna chiremba wemazino kana dambudziko ramuka (uye vanhu vazhinji vachidaro), asi bvunzo dzemazino dzinoitika dzakanakira zvinopfuura kungowana mazino akatsetseka, akapukutwa.
Bvunzo dzegore negore kana mbiri dzezvemazino dzinogona kubatsira kuona nekurapa mhango uye chirwere chemazino nekukasira, kuchidzivirira kubva pakuva matambudziko akakura gare gare uye kuchida kurapwa kwakanyanya uye kunodhura, senge midzi yemidzi.
Pamusoro pezvo, vanachiremba vemazino vanowanzo tarisa kwete chete matadza uye mazino, asiwo mhasuru dzemusoro nemutsipa, shaya, rurimi, uye maseru emate. Ivo vanoongorora mabundu, kuzvimba, kubuda ruvara, uye chero kusanzwisisika kunogona kuratidza hutano hwakanyanya hwakadai segomarara remumuromo.
Kuongorora kwako kwegore negore kunogona kubatsirawo kuburitsa mamiriro ehutano husingaperi ayo ane zviratidzo zvekutanga zvekunyevera mumuromo, senge rheumatoid arthritis, lupus, uye chirwere cheshuga.
Zvichida ikozvino wagutsikana kuti kugara uchichengetwa mazino uye kucheneswa izano rakanaka, asi haudi kuenda. Hofisi yemazino inogona kuve chiitiko chinotyisa. Muchokwadi, pakati pe9% ne20% yevaAmerican vanodzivisa kuenda kuna chiremba wemazino kunze kwekushushikana kana kutya.
Vamwe vanhu vanotoona mazino phobia, chirwere chechirwere chinogona kuda kurapwa kwepfungwa kurapwa.
Kubata nekushushikana kuhofisi yemazino
Vanachiremba vemazino kazhinji ndevamwe vane hushamwari uye vane mutsa (kunyange garrulous) vanopa hutano kunze uko. Saka vanhu vazhinji havatye chiremba wavo wemazino se (kunyangwe kana vakadaro, vanofanirwa kuchinja vanopa nekukurumidza uye vawane mumwe munhu wavanonzwa kugadzikana naye).
Izvo vanhu zvavanotya chaizvo zviitiko uye manzwiro ane hukama nehofisi yemazino:
- Kurwadziwa
- Kujojerwa netsono (kunyanya mumuromo)
- Zvikanganiso zveanesthesia
- Kunzwa ndisingabatsiri uye ndichinetseka
- Nzvimbo yemunhu
Kutaura nachiremba wako wemazino nezve chero kutya kana kusagadzikana kwauri kusangana nako, uye kuve nechokwadi chekuti uri kushanda nemupi mupi anotora zvinokunetsa zvakanyanya, ndiyo imwe yenzira dzakanakisa dzekugadzirisa nyaya iyi. Chiremba wako wemazino anogona ipapo kugadzirisa izvo zvinogona kubatsira kuvandudza kugadzikana kwako uye kubvisa kushushikana. [24]
Iwe unogona zvakare kuda kudzidzira kushushikana manejimendi maitiro usati kana panguva yako musangano, sekufungisisa, kufema kurovedza muviri, kuongorora muviri, uye kutandara kwemhasuru, kana mifananidzo inotungamirwa.
Dzimwe nguva kuziva zvaunotarisira panguva yekushanya kwako kunogona kubatsira kudzikamisa kushushikana ...
Ungagadzirira Sei Gadziriro Yemazino Bvunzo
Usati waronga bvunzo yako, simbisa nemupi wako wemazino kuti vanobvuma inishuwarenzi yemeno kana chirongwa chekudzikisira. Kana iwe uine inishuwarenzi, iwe ungangove unongove nebasa rekubhadhara mari kune imwe hofisi kushanya panguva yekugadzwa kwako, asi kana iwe uine chero mibvunzo kana zvinetsekana nezve kubhadhara masevhisi, ndapota tarisa rako reruzivo ruzivo kana kufonera yako inishuwarenzi kambani.
Kana iwe usina inishuwarenzi, bvunza kuti bvunzo inodhura zvakadii uye kana paine chero mari yekuwedzera, mutero, kana mari yekufunga. (Kunyangwe paine fungidziro dzakapihwa pamusoro, iwe uchazoda kutora ruzivo urwu kubva kumupi wauri kushanyira.)
Kana zuva rekugadzwa kwako rasvika, ita shuwa kuti uine chitupa chako kana uine inishuwarenzi yemeno, nzira yekubhadhara chikamu chako chemitengo yezuva irori, uye chero mapepa anodiwa nehofisi yako wemazino.
Ita shuwa kuti iwe unoziva nzira yekuenda kuhofisi yako yemazino, kuti iyo mamiriro ekupaka ichavei paunosvika ikoko, uye zvibvumire iwe pachako yakawanda nguva. Kunonoka uye kunetseka nezvekupaka paki zvinonetsa zvinogona kudzivirirwa.
Hezvino izvo zvaunotarisira panguva yekujaira mazino bvunzo. Chiremba wemazino kana wehutsanana acha:
Bvunza iwe nezve chero chaicho chakanangana nezvehutano hwemuromo hwauinacho , gadziridza marekodhi ako pane chero mamiriro ehutano kana mishonga yauri kutora (seizvo vamwe vangakanganisa hutano hwemukanwa), uye kubvunza newe nezvekukwesha kwakakodzera, kubvarura, uye tsika dzakanaka dzehutsanana.
Wongorora muromo wako uye matadza kuti uone hutano hwako hwese , kusanganisira cancer yemukanwa kuongororwa. Izvi zvinowanzo sanganisira kubaya kudiki mumuromo, kutenderedza rurimi, uye kutenderedza mutsipa nesaya.
Ongorora njodzi yekuora kwemeno uye chingamu kana chirwere chepfupa , pamwe ita zvimwe zvekuongorora zvakaita sekurumwa kana kuoneka mazino, uye uone kuti ndeapi mamwe masevhisi angangodiwa (sekuzadza, migero yemidzi, orthodontics, nezvimwewo).
Ita yekuchenesa , kupukuta uye kubvarura kubvisa mavara nekuisa pameno, uye kuongorora kukosha kwekurapa fluoride.
Iva anozvipira murwere
Kana chiremba wemazino akakurudzira kuti iwe uite mamwe masevhisi panguva yako yekujaira bvunzo izvo zvisati zvambotaurwa nezvazvo (semuenzaniso, ma-X-ray kana kurapwa kwe fluoride), iwe unofanirwa kutaura, sezvo pangave nekuwedzera mari inobatanidzwa.
Bvunza mibvunzo kuti unzwisise kuti nei masevhisi achikurudzirwa, simbisa mutengo, uye uzive kuti iwe unogona kuramba chero mamwe masevhisi kana iwe uchiada iwo chero chikonzero.
Izvo zvakati, zvinogona kuita zvine musoro zvemari kuita mamwe masevhisi iwe uripo. Kana iwe ukasarudza kuzviita panguva yekutevera, iwe unobhadhara imwezve bvunzo fizi uye kubhadhara (kana iwe uine inishuwarenzi), pamusoro pekunge uchitora nguva kubva pazuva rako kushanyira chiremba wemazino zvakare.
Inishuwarenzi yemeno ingabatsira sei?
Zvirongwa zvemazino zvakagadzirirwa kusimbisa kuchengetedza kwekudzivirira (sekuchenesa mazino), kazhinji kufukidza 100% yemutengo weimwe yekuchengetedza mabasa (hofisi yekushanyira macopayments kazhinji achiri kushanda).
Pamusoro peongororo yemazino yegore negore, kuchenesa mazino uye kuruma maX-ray, dzimwe nzira dzekudzivirira dzakadai sekurapa fluoride [27] uye dental sealant yemamwe mazera emakore anogona kunge ari 100% akafukidzwa nemazano emazino.
Izvi zvinoita here kuti inishuwarenzi yemeno bhizinesi rakanaka? Zvinoenderana.
Sezvambotaurwa pamusoro apa, mazhinji ekudzivirira mazino ekuchengetedza masevhisi haakwanisike, kunyanya kana matadza ako nemeno zviri muchimiro chakanaka uye iwe usingade zvekuwedzera kuongororwa kana kwekutevera masevhisi.
Kana zvikazoitika kuti iwe unoda masevhisi ekurapa matambudziko anowoneka pabvunzo dzako dzemazino dzegore, ndipo panogona kutanga mari kuwedzera uye inishuwarenzi yemazino inogona kubatsira.
Semuenzaniso, imwechete-yepamusoro simbi yekuzadza inogona kuita pakati pe $ 92 ne $ 242 kana kupfuura; uye kuburitsa mazino kwakajairika kubva pamadhora 112 kusvika $ 294 kana kupfuura. Tsvaga kuti mangani mamwe maitiro emazino emazino anowanzoita.
Mazano einishuwarenzi emazino anowanzo kufukidza aya marudzi ezvekutanga masevhisi ne70-80%, zvinoreva kuti iwe unobhadhara pakati pe30 ne40% yemutengo mushure mekunge iwe wabhadhara iyo inobviswa mari.
Nekuti mari yemunhu wese uye hutano hwemuromo zvakasiyana, ndiwe wega unoziva kana mazino inishuwarenzi iri sarudzo yakanaka kwauri kana kumhuri yako.
Zvinogona kunyanya kukosha kuti vakwegura vave neinishuwarenzi yemeno sezvo vachiwanzo kuve nematambudziko mazhinji nemeno avo uye nemazino, uye kuti vana vatange nehutano hwakanaka hwemuromo uye vanzwe kugadzikana muhofisi yemazino.
Dzidza zvakawanda nezve mashandiro emazino einishuwarenzi uye ona kana achikukoshera.
Ndekupi kwaungawana mazino inishuwarenzi?
Kazhinji nguva, vanhu vane mazino inishuwarenzi vanowana kufukidzwa kuburikidza nevavanoshandira. Kana mabhenefiti emazino asingawanikwe kwauri kuburikidza nebasa rako, ungangove unokwanisa kutenga mutemo wega (vazhinji vanonyorera vanogona kukodzera inishuwarenzi yemeno).
Maitiro emunhu mumwe nemumwe (zvako iwe kana mhuri yako) anogona kutengwa zvakanangana kubva kukambani yeinishuwarenzi gore rese, kana kuburikidza neiyo Affordable Care Act (ACA) Shanduko panguva yegore yakanyoreswa yekunyoresa nguva kana iwe uchinyoresa mune chirongwa chehutano cheAACA. Rangarira, iyo ACA inoda zvirongwa zvekurapa kupa vana mabhenefiti evana vari pasi pemakore gumi nemasere, zvisinei hapana chikonzero chevakuru.
Medicare haina kuvhara mazino kuchenesa
Kana iwe uri wepamusoro shanduko kubva kubasa-based mabhenefiti kuenda kuMedare, ungangoda kusaina wega wega mazino mutemo kuti ubatsire nekuchenesa mazino uye kuongororwa kwegore, sezvo Medicare isingasanganisiri maitiro emazino ekuchengeta [33].
Dzimwe sarudzo dzekubhadhara mazino kuchenesa pasina inishuwarenzi
Inishuwarenzi yemeno haisiriyo yega nzira yekuwana mari kana kudzikisira mari yemabasa ekudzivirira. Iwe unogona zvakare kuongorora asiri einishuwarenzi sarudzo kuti ubatsire kubhadhara kudzivirira kwekuchengetedza mazino, senge mazino kuchenesa.
HSA: Kana iwe uine account yekuchengetedza hutano (HSA), unogona kushandisa mari idzodzo kumabasa emazino, asi tarisa neiyo IRS kuti uve nechokwadi chekuti uri kushandisa mari yacho nemazvo.
Zvikoro zvemazino kana makiriniki: Aya mamiriro anowanzoita mutengo wepasipasi pachiyero chinotsvedza. Panyaya yechikoro chemazino, maitiro acho anoitwa nemudzidzi wemazino anoongororwa nachiremba ane ruzivo uye ane marezinesi.
Dental Discount Chirongwa: Aya haasi marongero einishuwarenzi. Nechirongwa chekudzikisira, kana iwe ukawana mazino masevhisi, iwe unobhadhara mupi wako mari yakaderedzwa yebasa racho zvakananga, pane kuti mupi wako aendese chikumbiro chemasevhisi kukambani yeinishuwarenzi uye uchibhadharirwa ivo.
Kadhi rechikwereti: Iwe unogona kazhinji kushandisa kiredhiti kadhi kuhofisi yachiremba wemazino. Uye kana iri yakaderera- kana isina-kadhi kadhi, zvingave zvine musoro kuti iwe pachako ubhadhare mari yekuchengeta mazino semazino kuchenesa pakadhi rechikwereti uye kuribhadharira nekufamba kwenguva.
Rangarira, kana iwe uine hanya nezve kuda mamwe masevhisi sekuzadza, ndipo panogona kubatsira mazino inishuwarenzi.
Zvinyorwa:
- Haikwanise kutenga chiremba wemazino? Hausi wega. (Gunyana 2017). Cbsnews.com. Yakadzorerwa 22 Ndira 2020, kubva https://www.cbsnews.com/news/cant-afford-the-dentist-youre-not-alone/
- Kurerutsa Kutya Mazino muVakuru. WebMD. Yakadzorerwa 23 Ndira 2020, kubva https://www.webmd.com/oral-health/easing-dental-fear-adults#1
- Haikwanise kutenga chiremba wemazino? Hausi wega. (Gunyana 2017). Cbsnews.com. Yakadzorerwa 22 Ndira 2020, kubva https://www.cbsnews.com/news/cant-afford-the-dentist-youre-not-alone/
- Kuongorora kwemeno. (Kubvumbi 2019). Mugoveri.com. Yakadzorerwa 22 Ndira 2020, kubva https://www.mayoclinic.org/tests-procedures/dental-exam-for-children/about/pac-20393728
- Chekutanga Mazino Kusarudzwa kwemunhu mukuru muZip Code 81230). Healthcare Bluebook. Yakadzorerwa 22 Ndira 2020,
Zviri Mukati
- Kuongorora kwegore negore kana kaviri
- Kuchenesa mazino uye matanda ekudzivirira
- Maitiro ekuongorora maitiro
- Maitiro Ekurapa Mazino Akakosha?
- Kubata nekushushikana kuhofisi yemazino
- Ungagadzirira Sei Gadziriro Yemazino Bvunzo
- Iva anozvipira murwere
- Inishuwarenzi yemeno ingabatsira sei?
- Ndekupi kwaungawana mazino inishuwarenzi?
- Medicare haina kuvhara mazino kuchenesa
- Dzimwe sarudzo dzekubhadhara mazino kuchenesa pasina inishuwarenzi