10 Akanakisa Makambani Inishuwarenzi Makambani muUnited States

10 Mejores Compa De Seguros De Autos En Estados Unidos







Edza Chishandiso Chedu Kubvisa Matambudziko

Makambani emainishuwarenzi emota akanakisa muUnited States. Kufananidza auto inishuwarenzi makotesheni kubva kumakambani akanakisa anogona kubhadhara nenzira yemitero yakaderera uye kufukidza zvirinani. Takaita chikamu chebasa rekushandira rekuunganidza data uye tichinyora rondedzero yakazara yemakambani emhando yepamusoro einishuwarenzi. Ndeipi yakanakisa mota inishuwarenzi? Heano mhinduro.

Iyo yakanakisa mota inishuwarenzi muUnited States

USAA

USAA ndiyo yakanakisa mota inishuwarenzi kambani yatinogona kuwana. Muongororo yedu, vatengi veUSAA vakati vakagutsikana nebasa revatengi reUSAA. Ivo zvakare vakada nzira iri nyore yekambani yekumisikidza chikumbiro, pamwe nekudzokororwa kwakawanda pane chimiro chezvirevo.

Kuvhara uye kudzikisira sarudzo

Kufanana nemamwe makambani einishuwarenzi emota, marongero eUSAA anopa:

  • Mhosva yekukuvara kwemuviri
  • Mhosva yekukuvara kwepfuma
  • Kudyidzana uye nzwisisika kufukidza
  • Uninsured mutyairi kufukidza
  • Kudzivirirwa kwekukuvara kwevanhu uye kubhadhara kwachiremba.

Pamusoro pezvo, USAA inopa rideshare kufukidzwa kweLyft uye Uber madhiraivha, 24/7 munzira yemugwagwa rubatsiro, uye kubhidha kufukidza. USAA vatengi vanogona zvakare bundle yavo auto uye varidzi vedzimba marongero, kana sarudza zvimwe zvivharo senge hupenyu, vanoroja kana condo inishuwarenzi, kana chikepe inishuwarenzi.

Kana zvasvika pakuderedzwa, USAA inopa:

  • Discount yevatyairi vakachengeteka
  • Dzidzo dzevadzidzi dzevatyairi vari pasi pemakore makumi maviri nerimwe ekuberekwa.
  • Zvikwereti zvemotokari dzakawanda uye mitemo yakawanda
  • Base uye chengetedzo discounts.
  • Mileage discounts
  • Kudzorerwa kwezvikwereti kune vatengi

Varwi vazvino vanorarama pazasi kana vanopedzisira vaendeswa kune imwe nyika vanogona kugamuchira madhora anopfuura makumi matanhatu muzana. Pamusoro pezvo, USAA inopa kanganwiro yetsaona kana ukaenda makore mashanu usina tsaona kana iwe ukazoguma wapinda mutsaona chero ipi yaunofungidzirwa kuti hauna mhosva.

Dhijitari chiitiko

Unotenda kana kwete, USAA inopa chaizvo ruzivo rwema digital kuburikidza newebsite yeU.SAA uye app mobile. Kuburikidza neUSAA webhusaiti, vatengi vanogona kushandisa yemahara quote chishandiso uye vanogashira mareti vasina kana kupa iyo email kero kana nhamba yefoni.

Iyo saiti zvakare inosanganisira hupfumi hwemashoko pane zvekuvhara sarudzo, kuronga uye ekuverenga maturusi, uye general inishuwarenzi uye matipi ekutarisira mari. Iyo USAA nharembozha inopawo mukana wakachengeteka wevatengi kuti vabhadhare bhiri ravo, kuwana makadhi edhijitari uye maishuwarenzi, kana kutotanga maitiro ekudaidzira.

Kana zvasvika pakuita kwekudai, USAA inoita kuti zvive nyore kwauri kuti upedze kuita kwese manhamba, izvo zvakanaka kune vanhu vari kuenda. Paunopedzisira wapinda mutsaona yemotokari, unogona kungoenda kune webhusaiti yeUSAA kana kuvhura nharembozha woisa faira rako.

Kana rumwe ruzivo ruchidikanwa, musimudziri wezvikumbiro anokuzivisa nemeseji kana email. Pamusoro pezvo, iwe unogona kurodha mifananidzo yekukuvara uye rumwe ruzivo rwakakodzera kuburikidza nesaiti kana app kuti ubatanidze kune chako chikumbiro.

Kugutsikana kwevatengi

Kana zvasvika pakuyera, USAA auto inishuwarenzi inogamuchira yakanyanya ratings. Muchokwadi, JD Simba rakapa USAA mamwe emakero epamusoro mu2020 US Auto Inishuwarenzi Yekudzidza, uye US News & World Report Ivo zvakare vaisanganisira iyo kambani sekutora kwavo kwepamusoro mune yavo 2020 ongororo yemakambani epamusoro einishuwarenzi.

USAA inogamuchirawo akanakisa emari simba ratings kubva ku AM Best's rating services. Pakupedzisira, iyo National Association yeInishuwarenzi Commissioners (NAIC) yakashuma kuti USAA ine zvichemo zvishoma zvevatengi kupfuura indasitiri median.

Mutongo wedu paUSAA

Kana iwe ukasangana nematanho eUSAA auto inishuwarenzi kufukidzwa, saka iwe unofanirwa kunyatso tora mukana nazvo. Iyo kambani inopa yakanakisa mitengo, inoshamisa madhisheni enhengo dzazvino dzechiuto, uye inoshamisa online chiitiko.

Muchokwadi, zvakashata chete zvataigona kuwana kukambani iyi kuwanikwa kwayo kushoma. USAA inongopa masevhisi ayo kune veterans, nhengo dzechiuto, uye mhuri dzadzo dzepedyo, saka vatengi vazhinji havazokwanisi inishuwarenzi kubva kukambani yepamusoro-tier inishuwarenzi.

Geico

Geico mota inishuwarenzi . Geico ndiyo yechipiri yakanakisa auto inishuwarenzi kambani, uye kunyange bakoman anogona kuona kuti sei. Vatengi vakati Geico inoita kuti zvive nyore kuisa chikumbiro uye vanoronga kuvandudza marongero avo. Vazhinji zvakare vakataura kuti vaizokurudzira uyu inshuwarisi. Zvakadaro, vamwe vaive vasina kugutsikana nemutengo wavanowana kubva kuGeico.

Kuvhara

Sarudzo dzakadzama dzeGEICO dzinosanganisira:

  • Kubhadhara chikwereti
  • Kubatana uye kwakabatana
  • Kudzivirirwa pachako kukuvara
  • Uninsured mutyairi kufukidza
  • Yakavimbiswa inishuwarenzi yekuchengetedza inishuwarenzi (GAP)
  • Mechanical kuputsika inishuwarenzi
  • Yakagovaniswa kukwira inishuwarenzi
  • Emergency nzira yemugwagwa rubatsiro
  • Kubhadhara mota kudzorera

Kunze kwekuvhara mota, GEICO inopa marongero emota dzakasiyana siyana: midhudhudhu, ese-terrain mota (ATVs), magwa, uye mota dzekuvaraidza. Iyo kambani inopawo dzimwe mhando dzekuvhara, senge varidzi vedzimba uye inishuwarenzi yevaridzi, iyo iwe yaunogona kusanganisa neyako auto inishuwarenzi.

Discounts

Imwe yemasimba makuru eGEICO hupamhi uye zvakasiyana siyana zvesarudzo zvadzo. Mamwe mabhureki ari kana mota iine:

  • Airbags
  • Anti-kukiya mabhureki
  • Anti-kuba system
  • Imotokari nyowani

Mamwe mabhureki ane hukama newe uye maitiro ako. Unogona kukodzera kutapudzwa kana uri:

  • Mutyairi akanaka
  • Kushandiswa kwebhandi repachigaro
  • Anotyaira mutyairi
  • Mudzidzi
  • Mushandi weFederal
  • Nhengo yemasoja

Iyo kambani zvakare inobatana nemazana emapoka, masangano, uye makambani kupa yakatarwa mitero yenhengo kana vashandi. GEICO inopa zvakare kuvimbika kwevatengi zvidzikiso: kune zvidzikiso zvemota dzakawanda uye akawanda marongero. Mimwe yemabhureki akanyorwa pamusoro anowedzera iyo yakareba iwe uchichengeta yako GEICO inishuwarenzi kufukidzwa.

Dhijitari chiitiko

Kunze kwekupa kwayo kukuru kwekudzikisira, chimwe chezvimwe zvikonzero vanhu vanoda GEICO imhaka yeiyo nd mobile app. Kunyangwe makambani mazhinji einishuwarenzi emota aenda padhijitari, Geico iri kumberi kana zvasvika pakukurukurirana, ichipa maturusi epamhepo-e-e-epamhepo uye nyore kwebasa kuburikidza newebsite yekambani uye nharembozha.

Sekutaura kwesirogani, GEICO inopa inokurumidza kuita maitiro kuburikidza newebhusaiti yavo. Kana ukangonyora mu GEICO inishuwarenzi, unogona kubata mutemo wako uye nekuchinja 24/7 kuburikidza nepamhepo mutengi portal. Iwe unogona zvakare kufaira zvirevo kana kutarisa mamiriro echakamirira zvirevo, gamuchira makotesheni ekuwedzera madhiraivha matsva kana mota kune yako mutemo, uye nezvimwe.

Iyo GEICO nharembozha zvakare chinhu chinoshamisa kune vatengi. Kuburikidza neiyo GEICO app, unogona kukumbira rubatsiro rwekunze kwemugwagwa, tarisa makadhi einishuwarenzi edhijitari, taura chikumbiro (kana kuteedzera zvirevo zviripo), uye ugamuchire rubatsiro rwechokwadi. Yayo Nhare YeMotokari Kuchengeta chimiro, mubatanidzwa pamwe neCARFAX, inokutendera iwe kuti utarise yako yemotokari yekugadzirisa, kurangarira, uye nhoroondo yebasa.

Pamusoro pezvo, GEICO ikozvino inopa kuunganidzwa kune yako Amazon Echo kana Google Imba, pamwe nekupa sarudzo yezwi rairo neako smartphone kuti ugone kuwana ruzivo rwematongerwo enyika kana kukumbira rubatsiro chero kupi, chero nguva.

Kugutsikana kwevatengi

GEICO inogara ichigamuchira mamaki epamusoro kubva kune vatengi vayo uye nyanzvi dzeindasitiri. Muchokwadi, iyo kambani inochengetedza chiyero cheA + neB Better Business Bureau.1(BBB) ​​uye chiyero cheA ++ musimba rezvemari ne AM Best. Pamusoro pezvo, JD Simba nguva pfupi yadarika yakapa nzvimbo yepamusoro yeGeico mune yayo 2020 Inishuwarenzi Yekutenga Inishuwarenzi.2.

GEICO inotaura muchiSpanish

Nhamba yenhare Geico , kushambadzira: (866) 509-9444. General kubvunza foni: (800) 207-7847. Zvekukurumidzira mumigwagwa kana migwagwa mikuru, fonera iyo nhamba Geico : (800) 424-34 26.

Mutongo wedu paGEICO

Kana iwe uchitsvaga iyo huru auto inishuwarenzi kambani iyo inopa kukwikwidza mitengo uye rurefu runyorwa rwezvakanakisa discounts, GEICO zvirokwazvo ndiyo yakanyanya kunaka sarudzo kwauri. Uyezve, zvimwe zvezvinhu zvinoshamisa zveiyo GEICO nharembozha inonyatsoita kuti iyi kambani ibude pachena kubva kune vamwe vese vepamusoro inshuwarisi vanopa nyika.

Allstate

Zvinoenderana neongororo yedu, Allstate inove yechitatu kambani yeinishuwarenzi. Iyo kambani inonyatso chengeta ruzhinji rwevatengi vayo mumaoko akanaka, nevazhinji vakapindura vachiti vakagutsikana nekureruka kwayakaita kuisa chikumbiro.

Ivo zvakare vakatenda padanho rebasa revatengi ravakagamuchira. Kunyangwe akarova mashoma mashoma manotsi, Allstate akarasa imwe nzvimbo patakabvunza kana vatengi vaizozvikurudzira kune vamwe - vaviri chete pavatatu veAllstate vatengi vakati vaizozviita.

State Farm

Kuuya wechina muchinzvimbo chedu chemakambani emhando yepamusoro einishuwarenzi ndeye State Farm. Iyi inishuwarenzi inoita kuti zvive nyore kuisa chikumbiro, zvinoenderana neruzhinji rwevakapindura, vazhinji vacho vanoronga kuvandudza mutemo wavo.

State Farm yakarova zvishoma pasi patakabvunza kana vatengi vakagutsikana nemamiriro ekuvandudzwa kwekambani panguva yekutora. Vanotyaira vane inishuwarenzi kuburikidza neHurumende Farm vakashuma kuti pakazara kambani kukosha kwakanaka.

Kuvhara uye kudzikisira sarudzo

State Farm inopa zvakaringana zvakazara auto inishuwarenzi kufukidza senge:

  • Kubhadhara chikwereti
  • Kubatana uye kwakabatana
  • Kurapa Kwekurapa uye Yega Kukuvara Kudzivirirwa (PIP) Kufukidza
  • Uninsured uye Underinsured Motokari Inotakura
  • GAP inishuwarenzi
  • Yakagovaniswa kukwira inishuwarenzi
  • Emergency nzira yemugwagwa rubatsiro
  • Kubhadhara mota uye mari yekufambisa kudzorera

Uye zvakare, State Farm inopa kufukidzwa kweimwe mota, senge mudhudhudhu, magwa, uye maATV. Iwe unogona bundle yako auto kufukidza neimwe yeako mamwe mainishuwarenzi marongero.

Kana zvasvika pakuderedzwa, State Farm inopa mikana yakawanda kune vatyairi vakachengeteka, mota dzakachengeteka, uye kuvimbika kwevatengi. Kubatanidza akasiyana inishuwarenzi marongero anogona kuchengetedza kusvika ku17%, uye akawanda mota marongero anosvika makumi maviri muzana.

Dhijitari chiitiko

Zvichienzaniswa nemamwe makambani makuru einishuwarenzi, State Farm inosara kumashure zvishoma kana zvasvika kune yakagadziriswa dhijitari chiitiko. Nezvo zvakati, State Farm yakatanga kudyidzana neSalesForce muna 2018 kugadzirisa ruzivo rwepamhepo kune vatengi vayo. Kufanana nemamwe mawebhusaiti einishuwarenzi, iwe unogona ikozvino kugadzirisa account yako kuburikidza neState Farm mutengi portal.

Kugutsikana kwevatengi

State Farm ine mibairo yakawanda uye kurumbidzwa nekuda kweayo vatengi. JD Power's 2019 U.S. Auto Claims Kugutsikana Kudzidza yakaratidza State Farm yechinomwe kubva kumakambani einishuwarenzi makumi maviri5 5. Ehe, izvo zvinoita kuti State Farm ibude pachena ndeaya emunharaunda masevhisi vamiririri, avo vanowana mamaki epamusoro ekuita basa, vanoziva, uye vanowanikwa zvirinyore (pasina kufona nhamba 1-800 uye kutsungirira kusingaperi kukurudzira uye kumirira wakabatirira).

Mutongo wedu paState Farm

Kunyangwe State Farm isinga vape akawanda madigital mabhenefiti semamwe makambani makuru einishuwarenzi, iyo kambani inopa yakakura network yevanamiriri kuti ikubatsire iwe neinishuwarenzi yako inoda chero nguva. Pamusoro pezvo, State Farm ndeimwe yemakambani einishuwarenzi ekare muindasitiri uye ine rekodhi rakanakisa nevatengi.

Kuwirirana shamwari

Amica Mutual Inishuwarenzi yakagamuchira chinzvimbo chekutanga muJD Power's Auto Claims Kugutsikana Kwekudzidza kweanoverengeka makore akateedzana, kusanganisira 20195 5

. Kubva pakunyunyuta kwakaderera kusvika kumabhadharo madiki, zvinomisikidza zvakakwirira munzvimbo dzakasiyana siyana. Isu tinozvisimudzira seyakanakisa zvinoenderana nekugutsikana kwezvikumbiro.

Kuvhara uye kudzikisira sarudzo

Kufanana nemamwe makambani einishuwarenzi emota, Amica inopa zvese zvakafanira uye zvinobatsira zvivharo zvekusarudza zvaungade: 24/7 nzira yemugwagwa, kubhadharwa kwemotokari, uye kunyangwe kufukidzwa kwegirazi.

Amica inopawo pasuru inosanganisirwa inonzi Platinum Choice Auto, iyo inosanganisira mabhenefiti akadai sekuregerera tsaona, iyo yambotaurwa girazi kufukidza, kuzivikanwa kwekuba chitupa, uye kubhadharira kwepamberi kwemotokari. Vatengi vanogona zvakare kugamuchira ekutumira uye kuvimbika discounts.

Mitengo yaAmica inokwikwidza. Kunyangwe iyo isingape nhamba yakakura yezvikwereti, kambani ine:

  • Yakachengeteka mota kudzikisira maairbags, anti-kuba masystem uye nezvimwe
  • Zvikwereti zvemotokari dzakawanda uye mitemo yakawanda
  • Kuvimbika kushomeka kwevatengi vanogara naAmica kweanopfuura makore maviri.
  • Kuzviongorora uye zvikwereti zvakabhadharwa zvakakwana
  • Elektroniki dhisikaundi kune vasina mapepa vatengi

Ndokumbira utarise kuti Amica Mutual parizvino haisi kuwanikwa muHawaii.

Dhijitari chiitiko

Pakazara, iyo webhusaiti yeAmica uye nharembozha zvinonyanya kukosha uye hazviite chero chinhu chinonakidza. Zvakadaro, zviri nyore kufamba uye unogona kuita zvakajairwa mabasa sekubhadhara mabhiri kana kuwana makadhi eID. Amica inobvumidza vatengi vayo kuti vatumire zvikumbiro kuburikidza neapp uye online. Vatengi vanogona zvakare kukumbira rubatsiro rwemumugwagwa kuburikidza neapp.

Kugutsikana kwevatengi

Amica kuongororwa kwevatengi kwakanyanya kunaka. Pamusoro pezvo, kambani ine 0.36 yekunyunyuta chiyero neNational Association yeInishuwarenzi Makomisheni, inova imwe yepasi pasi muindasitiri. Vatengi vanoti Amica inobata zvirevo nekukurumidza uye zvine mutsindo uye kuti vamiririri vevashandi vanogara varipo kupindura mibvunzo.

Mutongo wedu paAmica

Kunyangwe Amica Mutual isingapi zvidzikiso zvega kana mabhero edhijitari uye muridzo, mukurumbira webasa revatengi uye kugutsikana kwematauriro kunozvitaurira. Uye maprimiyamu ako haasi kunze kweinternet; kutaura zvazviri, ivo ndevamwe veakaderera mubhizinesi. Isu tinokurudzira zvikuru iyi kambani kana iwe uchitsvaga anovimbika mupi kana yasvika nguva yekuita chikumbiro.

Kufambira mberi

Flo, mukadzi anonamira achigutsurira musoro kubva Progressive, anogona kunge ari # 1 mumoyo wevashambadzi, asi Progressive ikambani yeinishuwarenzi # 6 pane yedu runyorwa. Uyu inshuwarisi akawana zvikwiriso zvake zvepamusoro kuti zvive nyore kuisa faira uye yekambani vatengi vatengi. Kana zvasvika pakukosha, makambani mazhinji anokwikwidza akawana zviyero zvepamusoro kubva kune vatengi vavo. Iyo yakakwira muzana muzana yeProgressive vatengi vakaronga kuti vasavandudze kupfuura chero imwe kambani.

Kuvhara

Kana zvasvika kune otomatiki kufukidza, Progressive inopa:

  • Mhosva yekukuvara kwemuviri
  • Mhosva yekukuvara kwepfuma
  • Kudyidzana uye nzwisisika kufukidza
  • Uninsured mutyairi kufukidza
  • Kudzivirirwa kwekukuvara kwevanhu uye kubhadhara kwachiremba.
  • GAP kufukidza
  • Amburera inishuwarenzi marongero

Pamusoro pezvo, Kufambira mberi kunopa zvimwe zvinhu zvakasarudzika sekushambadzira kufambiswa kwevatyairi veLyft neUber, kufukidza mota diki kwemotokari dzemazambiringa, inishuwarenzi yekufambisa yeMexico kune avo vanoyambuka muganho, uye zvikamu zvetsika zvekufukidzwa kwemidziyo yekutevera.

Kune avo vanoda kuchinjisa yavo yese yeinishuwarenzi kuita Progressive, kambani inopawo kufukidza kwevaridzi vedzimba uye zvimwe zvinhu, kuwedzera kune inishuwarenzi yehupenyu uye mamwe marongero emunhu.

Discounts

Progressive's Snapshot chirongwa chinogadzirisa yako chiyero zvichienderana neyako chaiyo yekujaira maitiro, ayo asingakwanise kungobatsira vatyairi vakanaka kuchengetedza mari, asi inogona kubatsira vatyairi vane rekodhi kudzikisa maprimiyamu avo nekufamba kwenguva. Progressive inopa avhareji dhisikaundi inosvika madhora makumi maviri neshanu pane yako yekutanga nguva nguva yekusainira chirongwa cheSnapshot, uye madhiraivha mazhinji anochengetedza avhareji yemadhora zana nemakumi matanhatu nemana mwedzi mitanhatu neiyo Snapshot chirongwa.

Kana iwe uchitsvaga dzimwe nzira dzekuchengetedza mari, Progressive inopawo:

  • Kubvisa pamhepo kune avo vanowana makotesheni uye vanonyoresa mumitemo pamhepo
  • Akawanda mota uye mutemo kuderedzwa kwevatengi vanosunga mabumbiro
  • Wechidiki mutyairi anoderedzwa kune vatyairi vari pasi pemakore gumi nemasere, pamwe nemudzidzi madhiri echikoro chepamusoro uye vadzidzi vekoreji vane mamakisi akanaka
  • Discounts pane otomatiki Kubhadhara kwevanogadzira Mapolisi Uchishandisa otomatiki Kubhadhara
  • Mapepa asina mapepa ekudzora kune avo vanoita zvemitemo vasina mapepa
  • Yakazara dhisikaundi yakabhadharwa kune vatengi vanobhadhara yavo yakazara premium pachinzvimbo chemwedzi wemwedzi
  • Kuvimbika kuderedzwa kune avo vanovandudza marongero kana kuwedzera mamwe marongero gare gare

Dhijitari chiitiko

Kufambira mberi kunopa imwe yeakanakisa edhijitari emakambani makuru einishuwarenzi munyika yese, aine akasiyana maficha akaita seZita rako Mutengo Chishandiso uye Chienzaniso Chishandiso, zvichikubvumidza iwe kuenzanisa mitero padivi nedivi iyo imwe kana uchitenga mutemo. .

Pamusoro pezvo, iyo Progressive app (inowanikwa kuburikidza neGoogle Play Store uye neApple App Store) inokutendera kuti utore mutemo wako kubva chero kupi. Neapp, iwe unogona kuwana 24/7 yemugwagwa rubatsiro uye faira chikumbiro, kubhadhara kana shanduko yemitemo, uye kutowana kadhi yedhijitari yekupa humbowo hweinishuwarenzi.

Nekudaro, parizvino haukwanise kubata mutemo wemuridzi wako kuburikidza neapp, saka avo vane akawanda marongero vanogona zvakare kushandisa online online portal kuburikidza neProgressive webhusaiti kana uchiita shanduko yemitemo.

Kugutsikana kwevatengi

Nepo mabhenefiti eProgressive achiratidzika kunge asingaperi, havasi vese vatengi vanonzwa nenzira imwechete. Mune yako 2019 Mhosva yekugutsikana Ongororo6 6, JD Simba rakayera Kufambira mberi muhafu yepasi (17 kubva pa25) yeUS auto inishuwarenzi, zvichireva kuti varidzi vemitemo vashoma pane kufara nemari yavo yekubhadhara.

Iyo BBB inopa Progressive chiyero cheA +, zvisinei iyo kambani chete ine nyeredzi yepakati kubva kuongororo yevatengi. Kana uchiongorora zvinyorwa zveBBB zvekunyunyuta, zvinoita sekunge zvichemo zvakawanda zvinotarisana nekugadziriswa kwematare uye sarudzo dzekukundikana kwetsaona. Izvi zvingangodaro zvinotsanangura chikonzero nei JD Simba rakaburitsa chiyero chayakaita.

Mutongo wedu wekufambira mberi

Pakazara, Kufambira mberi kunopenya chaizvo mune zvadzo zvekupa zvipo uye kuda kwayo kugamuchira vatyairi vane njodzi huru. Nekuda kweizvi, isu tinokurudzira zvikuru Kufambira mberi kune chero mutyairi ane nhoroondo yetsaona kana chero zvimwe zvakashata zvezvinyorwa zvavo zvekutyaira. Muchokwadi, isu tinokurudzira kuti iwe unyorese kuchirongwa cheSnapshot uye bvumira kunyoresa kwako kwazvino kukubatsira iwe kudzikisa iyo mitengo iyo yako yapfuura inogona kuita parizvino.

Mhuri yeAmerica

inotevera American Family, iri pachinomwe pachinyorwa ichi. Vazhinji vatengi vakagutsikana nenzira iyo American Family yakagadzirisa zvavakataura, nemakambani mashoma chete akarova zvirinani muchikamu ichi. Kune yakawanda yemimwe mibvunzo yatakabvunza vatyairi inishuwarenzi kuburikidza neAmerican Mhuri, kambani iyi yakangowana zviyero zvepakati.

Iyi inshuwarisi yakapa yakaderera pane ese makambani apo isu takabvunza kana vanhu vaizoikurudzira kushamwari dzavo. Chete zvikamu zviviri kubva muzvitatu zveavo vakaongororwa vakati vangangodaro kana vangangoita kudaro.

Munyika yose

Zvinoenderana neongororo yedu yevatengi, Nyika yese ndiyo yechisere kambani yeinishuwarenzi yepamusoro. Uyu mutengesi weinishuwarenzi aiwanzowana akadzika pasi pese pabhodhi, nevazhinji vakapindura vasina kugutsikana nemamiriro enzvimbo yeNyika yose panguva yekutora zvirevo kana nenzira yavakagadzirisa zvikumbiro zvavo. Munyika, yakarova zvakadzikira kukosha kwayo.

Vafambi

Nzvimbo yakaderera pane yedu chinzvimbo cheakanakisisa makambani einishuwarenzi anoitwa neVafambi. Sezvaungatarisira kubva kune yekupedzisira-yakatarwa inshuwarisi, Vatambi vatengi havana kuzivisa kugutsikana kukuru pamibvunzo yakati wandei muongororo yedu.

Vatyairi vakatumira zvirevo kuvaTravellers havana kufara nenzira iyo kambani yakagadzirisa zvirevo, uye vazhinji havatendi Vafambi vanopa kukosha kwakanaka. Sezvineiwo, vafambi vakarova zvine mutsindo patakabvunza kana vanhu vaizozvikurudzira kushamwari kana kumhuri, asi vakarova pasi tikabvunza kana vachizovandudza marongero avo pachavo.

Varimi

Varimi Icho chiri pakati pepaketi, chinzvimbo chechipiri pakati pemakambani makuru einishuwarenzi emota munyika. Vatengi vanopa ino inishuwarenzi yakadzikama ratings yekugutsikana nerekuda maitiro, basa revatengi, uye kukosha. Zvisinei, zviyero zve Varimi Vakadonha zvishoma patakabvunza kana vatyairi vangakurudzira kambani kushamwari kana mhuri.

Chii chaungaite kuchengetedza mari pa auto auto?

Pasuru inishuwarenzi marongero

Iwe unogona bundle marongero pasi pekambani imwe chete kuti uchengetedze avhareji ye8% pane ako akabatanidzwa maprimiyamu, zvinoenderana nekambani. Vatyairi vanowanzo sunga auto yavo inishuwarenzi neyavo varidzi kana mutemo wevaridzi.

Kunyangwe kuve nemitemo miviri pasi peimwe denga kungave kuri nyore, isu tichiri kukurudzira kuti iwe utenge uchitenderedza uye uve nechokwadi chekuti uri kunyatso chengetedza nekubatanidza.

Wedzera yako inobviswa

Iyo inobviswa imari yaunobhadhara kubva muhomwe mune chiitiko chekurovera pamberi peinishuwarenzi yako isati yabhadhara zvese. Zvinobviswa zvinowanzoiswa pamadhora mazana mashanu, asi kuzvipeta kuita $ 1 000 kunogona kukuchengetedza 13%. Inogona kuve kubhejera kwakakodzera kana iwe ukasatyaira zvakanyanya uye usingawanzo tsaona.

Kuwedzera yako inobvisirwa inogona kuve nzira huru yekuchengetedza mari, ingo ita shuwa kuti iwe unoita sarudzo ine ruzivo. Chidzidzo che2018 chakaratidza kuti 60% yevanhu vane makore makumi maviri nemaviri kusvika makumi matatu nemanomwe vakachengetedza isingasvike $ 1 000 mukuchengetedza. Kana iwe uri muchikamu ichocho, saka kuve neyakakwira deductible mutemo inogona kunge isiri iyo yakanyanya-kuchengetedza mari sarudzo kwauri.

Ongorora yako auto policy nguva dzose

Sezvo zvimishuwarenzi zvemotokari zviri kuwedzera mumatunhu mazhinji, ongorora zvakare yako yazvino mutemo Gore rega rega pamberi pekuvandudzwa, iwe unogona kuve nechokwadi chekuti iwe unowana iyo mhando uye padanho rekuvhara iwe raunoda uye raunokwanisa kuwana. Iwe haufanire kunyange kumirira kudzamara mutemo wako wazvino wave kuda kupera, unogona kushopota uchitenderedza chero nguva.

Imwe ongororo yakaona kuti mu2019, 72% yevatyairi vakati vaizoshandura mainishuwarenzi kuchengetedza mari. Dai iwe waizowana mutemo unokodzera zvakanyanya zvaunoda uye iwe uchida kutora iyo leap, ita shuwa yekutarisa yako yazvino mvumo yekudzimisa mutemo. Iwe unogona kuwana chibvumirano chiri nani kumwe kunhu, asi nemutengo wei? Tora ruzivo rwese rwaunoda kuti uite sarudzo ine ruzivo.

Kungofanana nemotokari inishuwarenzi marongero ari kuramba achichinja, ega mamiriro ezvinhu ari pasi pekuchinja. Zvichida iwe wasvitsa zera uko iwe unokodzera kune mamwe madhora, kana kuti pamwe urikufunga kuwedzera imwe mota? Pasinei nemamiriro ezvinhu, tarisa zvakanaka kune yako auto inishuwarenzi mutemo uye uve nechokwadi kuti ichiri kushanda kwauri.

mhedziso

Paunenge uchisarudza auto inishuwarenzi kambani, funga zvaunoda uye sarudza sarudzo yako zvichibva pane izvo zvinonyanya kukosha kwauri. Nepo GEICO ichipa yakaderera mitengo kubhodhi, mamwe makambani akaita seAmica anopa zvakanakisa zvichemo kugutsikana, Allstate inopa hukuru kufukidzwa kwevatyairi vane njodzi huru, State Farm inopa ruzivo rwakasarudzika, uye USAA inopa zvisingaite vashandi kuderedzwa. Zvemauto.

Zvinyorwa:

  1. Zvirinani Bhizinesi Bureau. Geico Inishuwarenzi Makambani . Yakadzorerwa June 7, 2020.
  2. JD Simba. US Inishuwarenzi Yekutenga Yekudzidza . UU. 2020 . Yakadzorerwa June 7, 2020.
  3. US News uye World Report. Iyo Yakanakisa Auto Inishuwarenzi Makambani mu2020 . Yakadzorerwa June 7, 2020.
  4. AM Yakanakisa Rating masevhisi. AM Akanaka anosimbisa United Services Automobile Association chikwereti ratings . Yakadzorerwa June 7, 2020.
  5. JD Simba. 2019 US Auto Zvikumbiro Kugutsikana Kugutsikana . Yakadzorerwa June 7, 2020.
  6. JD Simba. 2019 US Auto Zvikumbiro Kugutsikana Kugutsikana . Yakadzorerwa June 17, 2020.

Disiki: Ichi chinyorwa chine ruzivo.

Redargentina haipe wezano repamutemo kana repamutemo, uye haina kuitirwa kutorwa sezano repamutemo.

Muoni / mushandisi weiri peji rewebhu anofanirwa kushandisa ruzivo rwuri pamusoro chete segwara, uye anofanira kugara achibata masosi ari pamusoro kana vamiriri vehurumende yemushandisi neruzivo rwepamusoro-soro panguva iyoyo, vasati vaita sarudzo.

Zviri Mukati